Take advantage of the opportunity for additional funds with a consumer loan for seafarers
Advantages
There is no monitoring of the end-use of the loan funds
Redeem the loan in a single transaction to a current account
Choice between equal or decreasing monthly instalments
Product parameters:
Min. / max. amount
1 000 BGN / 80 000 BGN
Min. / max. repayment term
18 months / 10 years
Interest rate starting at 5.25%
Attractive interest rates, the interest rate is determined individually, taking into account:
- Individual customer profile
- Other products and services used by the bank
Fees and interest rates
A variable interest rate is applied to the loans, formed by the value of the reference interest rate, representing the indicator “an average interest rate indicator on balances on BGN term deposits of households, with a term in the range of 1 day to 2 years and fixed margin, for BGN loans or reference interest rate, representing interest rate benchmark 6 - month EURIBOR and mark-up.
APR: 6,90%
Loan amount: 20 000 лв.
Loan term: 10 години
Monthly repayment instalment: 217,05 лв.
Total amount due: 27 485,21 лв.
For clients with net monthly income up to 2 499,99 BGN
- Variable interest rate (variable interest rate based on RIR and add-on): 5,50%
- Number of repayment instalments: 120
- Monthly fee for plan Unlimited: 11,99 BGN
