Housing loan for construction, finishing works and improvements of a residential property 121

Housing loan for construction, finishing works and improvements of a residential property

This is an opportunity to finance the construction, finishing works and improvements in a residential property

Description
Monthly payment
mo.

Dear Customers, Please be aware that these calculations aim to give you an estimate regarding your installment payments. It is possible that the bank will offer you a different repayment amount on your credit, depending on your individual circumstance. After you apply online, one of our consultants will get in touch with you with the full information and details.

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Contact Information

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Information

With a loan for construction, finishing works and improvements from DSK Bank you can:

  • finance the construction of a residential property

  • get funds for finishing works or improvements

Advantages for you

  • High maximum loan amount

  • Long repayment period


The interest rate under each agreement is determined individually, taking into account the following factors:

  • The individual client profile

  • The type and parameters of the loan

  • Other used products and services of the Bank

Размер

5 000 BGN
2 500 EUR
Minimum
700 000 BGN
350 000 EUR
Maximum

Term

Няма
Minimum repayment period
30 years
Maximum repayment period
Fees and interest rates

Fees and interest rates

Dear clients, please keep in mind that you are required to use a current account with DSK Bank and take out property insurance. This expense becomes part of the APR when it becomes known to the Bank - after the Borrower, depending on the type of loan product, presents the first original insurance policy. The cost of insurance is not included in the APR. The example is prepared when repaying a loan through the current account included in the payment package.

Representative examples:


Examples:

APR, at an individual interest rate, selected for the example* - 3.05%

Variable interest rate for the entire term of the agreement, under the terms of the DSK Uyut Plus Program and selected unlimited property liability - 2.89%

A representative example with a floating interest rate for the entire term of the housing and mortgage loan for residential purchase, the variable interest rate under the terms of the DSK Uyut Plus Program can be set in the range of 2.60% to 3.99%.

APRC:

3,05 %

Loan amount

120 000 BGN

Monthly instalment

498,83 BGN

Loan term

30 years

Total amount due

182 095,11 BGN

APR – 3,05 % at an individual interest rate, selected for the example:

  • Variable interest rate for the entire term of the loan 2,89 %
  • Loan application and approval fee 0,25% on the approved amount
  • Number of repayment instalments 360
  • Property (apartment) valuation fee 195 BGN
  • Legal mortgage entry fee 40 BGN
  • Monthly fee for the DSK Fleksi 4 package 5,50 BGN

*You are required to take out property insurance. The cost of insurance is not included in the APR. This expense becomes part of the APR when it becomes known to the Bank according to a concluded insurance contract with an insurer selected by the client.

The interest rate under each agreement is determined individually, taking into account the following factors:

  • The individual client profile;
  • The type and parameters of the loan;
  • Other used products and services of the Bank;

Lending portal of DSK Bank

What is the service?

  • The lending portal is a secure on-line platform where you can submit on-line all the required documents for your loan. This greatly simplifies the entire application and approval process and shortens the time to disburse the loan.
  • What are the benefits?

  • You have a complete and accurate list of documents that you need to provide;
  • This saves time: you do not have to visit a bank office during business hours to provide any document on paper
  • This saves effort - you can attach the necessary documents for the deal, directly from your mobile phone, wherever and whenever it is convenient for you;
  • You can monitor in real time the status of each uploaded document and the progress of your credit;
  • Your transaction will be processed faster, as the banking consultant can work immediately with the documents you have uploaded.
  • How can you take advantage of this?

  • To access the lending portal you need a username and password. The Bank will send them to you after the credit consultation to the e-mail address or mobile phone number specified by you together with an offer made.
  • Documents

    Documents

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