Mortgage Loan for Residential Property Purchases
There is only one perfect home. Yours.
Advantages
By choosing DSK Bank as a financial partner, you benefit from long-standing traditions and sustainability, which guarantees you peace of mind not only in this crucial moment for you,
but also in the future
Our credit counselors know in detail the process of housing and mortgage financing and will assist you with advice, guidance and recommendations on the individual characteristics of your transaction.
You do not have to visit our office to submit paper documents. You can submit the documents entirely online through the DSK Bank portal designed for large files and documents. Save your efforts and expenses during work hours and insure a quick turnaround for the operation.
With a housing loan for purchase (including exchange, division) of DSK Bank you get a high maximum loan amount and a long repayment period
With a housing loan for purchase (including exchange, partitioning) from DSK Bank you can finance the purchase of:
A residential property and a garage/parking plot (if any)
A garage only
A residential building* or villa with adjoining yard and a garage/parking plot (if any)
Regulated land plot inc. the future country house
Residential property and a garage/parking plot (if any) at the “rough construction” stage of the building, under specific terms and conditions determined by the Bank
The interest rate under each contract can be set in the range of 2,45% to 3,75% (variable interest rate for the entire loan period) and is determined individually, taking into account the following factors:
The individual client profile
The type and parameters of the loan
Other used products and services of the bank
Amount
700 000 BGN
Term
Possibility for a pre-approved credit card for a housing loan if the following conditions are met:
- You have a finally approved housing loan;
- You do not have a credit card at DSK Bank or you have one of these - Maxi Card, Maxi Go, Maxi Go Credit.
Fees and interest rates
Dear clients, please keep in mind that you are required to use a current account with DSK Bank and take out property insurance. This expense becomes part of the APR when it becomes known to the Bank - after the Borrower, depending on the type of loan
product, presents the first original insurance policy. The cost of insurance is not included in the APR. The example is prepared when repaying a loan through the current account included in the payment package .
Representative examples:
Documents
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Interest Rates Formed on the Basis of RIR
.PDF file
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List of Required Documents for Mortgage Applications
.PDF file
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Loan Request Form
.PDF file
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Appendix Housing or Mortgage Loan Request
.PDF file
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Proof of Income
.PDF file
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General Background for Customer Real Estate Loans
.PDF file
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General Terms and Conditions for Granting Home and Mortgage Loans
.PDF file
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Conditions for distance provision of financial services
.PDF file
