Mortgage loan by DSK Bank

Mortgage loan for current needs

This is an opportunity for you to finance current needs of different kinds and different purposes

Advantages for you

Advantages for you

  • High maximum loan amount

  • Long repayment period


The interest rate under each agreement is determined individually, taking into account the following factors:

  • The individual client profile

  • The type and parameters of the loan

  • Other used products and services of the Bank

Loan amount

5 000 BGN
Minimum

700 000
BGN
Maximum

Term

No term
Minimum repayment period
25 years
Maximum repayment period
Fees and interest rates

Fees and interest rates

Dear clients, please keep in mind that you are required to use a current account with DSK Bank and take out property insurance. This expense becomes part of the APR when it becomes known to the Bank - after the Borrower, depending on the type of loan product, presents the first original insurance policy. The cost of insurance is not included in the APR. The example is prepared when repaying a loan through the current account included in the payment package.


Representative examples:

Example:

APR, at an individual interest rate, selected for the example*- 3,83%

Example of a floating interest rate for the entire term when financing current needs and other mortgage loans upon inclusion in the DSK Uyut Plus Binding Sales Program, the variable interest rate may be set in the range of 3,30% - 4,55%.

APR:

3,83%

Loan amount

150 000 BGN

Monthly instalment

763,06 BGN

Loan term

25 years

Total amount due

231 339,92 BGN

APR – 3,83 selected for the example:

 

  • Variable interest rate for the entire term of the loan - 3,65%
  • Verification and analysis of the loan collateral fee - 400 BGN
  • Monthly fee for the DSK Flexy 4 package - 5,96 BGN
  • Number of repayment instalments - 300
  • Legal mortgage entry fee - 40 BGN
  • Property (apartment) valuation fee - 195 BGN

*You are required to take out property insurance. The cost of insurance is not included in the APR. This expense becomes part of the APR when it becomes known to the Bank according to a concluded insurance contract with an insurer selected by the client.

The interest rate under each agreement is determined individually, taking into account the following factors:

  • The individual client profile;
  • The type and parameters of the loan;
  • Other used products and services of the Bank;
Documents

Documents

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