Mortgage loan for current needs
This is an opportunity for you to finance current needs of different kinds and different purposes
Advantages for you
High maximum loan amount
Long repayment period
The interest rate under each agreement is determined individually, taking into account the following factors:
The individual client profile
The type and parameters of the loan
Other used products and services of the Bank
Loan amount
700 000 BGN
Term
Fees and interest rates
Dear clients, please keep in mind that you are required to use a current account with DSK Bank and take out property insurance. This expense becomes part of the APR when it becomes known to the Bank - after the Borrower, depending on the type of loan
product, presents the first original insurance policy. The cost of insurance is not included in the APR. The example is prepared when repaying a loan through the current account included in the payment package.
Representative examples:
APR, at an individual interest rate, selected for the example*- 3,83%
Example of a floating interest rate for the entire term when financing current needs and other mortgage loans upon inclusion in the DSK Uyut Plus Binding Sales Program, the variable interest rate may be set in the range of 3,30% - 4,55%.
APR:
3,83%
Loan amount
150 000 BGN
Monthly instalment
763,06 BGN
Loan term
25 years
Total amount due
231 339,92 BGN
APR - 3,83 selected for the example:
- Variable interest rate for the entire term of the loan - 3,65%
- Verification and analysis of the loan collateral fee - 400 BGN
- Monthly fee for the DSK Flexy 4 package - 5,96 BGN
- Number of repayment instalments - 300
- Legal mortgage entry fee - 40 BGN
- Property (apartment) valuation fee - 195 BGN
*You are required to take out property insurance. The cost of insurance is not included in the APR. This expense becomes part of the APR when it becomes known to the Bank according to a concluded insurance contract with an insurer selected by the client.
The interest rate under each agreement is determined individually, taking into account the following factors:
- The individual client profile;
- The type and parameters of the loan;
- Other used products and services of the bank.
Documents
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Interest Rates Formed on the Basis of RIR
.PDF file
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General Terms and Conditions for Granting Home and Mortgage Loans
.PDF file
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Loan Request Form
.PDF file
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List of Required Documents for Mortgage Applications
.PDF file
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Proof of Income
.PDF file
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General Background for Customer Real Estate Loans
.PDF file
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Appendix Housing or Mortgage Loan Request
.PDF file
-
Conditions for distance provision of financial services
.PDF file
