You have the opportunity to buy a product or service without using your available funds
With a POS loan from DSK Bank, you can take advantage of everything you need today. Shop quickly and conveniently in instalments - both online and in our partner stores.
Product parameters
Minimum loan amount
75 EUR
Maximum loan amount
7 500 EUR*
*the maximum amount of the stock loan depends on the partner network and the certain client
Minimum repayment period
3 months
Maximum repayment period
48 months
Advantages
- You can enjoy high quality without worrying about budget constraints
- You decide the number of equal instalments and the convenient payment date
- Apply with ID only and no additional fees
- Quick approval within 15 minutes
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In case of early repayment
If the remaining period of the contract is more than one year - a fee of 1% of the prepaid amount.
If the remaining period is one year or less - a fee of 0.5% of the prepaid amount.
How to take a POS loan
Apply for a POS loan
from DSK Bank
Our consultant will complete
your application
You sign the contract at
the store easily
Documents
Карта с магазини
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Frequently asked questions
The monthly installment will be automatically withdraw if you have current account in DSK Bank and the transfer is free of charge.
You do not pay a fee if you choose to repay your monthly instalments:
- at an ATM of DSK Bank;
- by transfer between your own accounts via DSK Direct electronic banking or via DSK Smart mobile banking, in case you use other products of DSK Bank;
A fee will be due if the monthly instalment is paid:
- In person or by a third party at a desk in a branch of DSK Bank. A fee is due according to the tariff of DSK Bank for individual clients;
- by transfer from another commercial bank. A fee is due according to the tariff of the respective bank;
- through a payment services company. The fee is determined in the tariff of the respective company. In this case, we advise you to pay the instalment a few days before the agreed due date, as there might be some delay.
Yes, it will.
No, all active POS loans are serviced from the same account. The IBAN is specified in the POS loan contract.
No, you do not owe any fees if you have a special account opened for the POS loan. In case you already have a current account in DSK bank the current tariff is applied.
Yes, on the maturity date the installment is automatically transferred from the account.
The instalment is due on the next working day.
Messages that are sent are pre-defined and the purpose is to provide customers with the most information and making sure they are aware to not miss a monthly instalment. If you have provided the funds, please ignore the message.
You have the opportunity to repay the POS loan partially or fully at any time. You can repay in a branch of DSK Bank or via transfer from another commercial bank. It is important to clearly state the method of repayment when visiting a branch of DSK Bank, in order to receive the exact amount that has to be paid.
In case you do not have other active POS loans and there is no balance on the account, the Bank will close the account. In case you have a balance on the account and you do not have other accounts in DSK Bank to which this balance can be transferred, you need to visit a branch of the Bank in order to receive the amount in cash.