Visa Business Credit

Visa Business Credit cards of DSK Bank

Visa Business Credit cards of DSK Bank guarantee fast and secure access to funds, helping you to manage your specific business needs – expenses for business trips and meetings, hotels, fuel and even office consumables and overheads.

With your business credit card from DSK Bank you have freedom and convenience to make hotel reservations, book air tickets, Rent-A-Car easily, make purchases or just take cash from ATMs.

Visa Business Credit cards of DSK Bank are designated for company executives employees, but also for self-employed professionals. The card could be issued on accounts in BGN or EUR.

Your advantages

0% interest rate for purchases and cash transactions
Fund availability 24/7
Detailed expenses control
No restriction for the number of issued cards from the total credit line
Each card is personalized with cardholder name along with the company one, and has its own card spending credit limit, defined by you as a manager of the company
Travel assistance insurance on every cardholder
Free SMS notifications for every transaction
Free SMS notifications for monthly due amount

Where can I see how much I owe?

minimum due amount
due date
spent amount from the credit limit as well as the details for the transactions.

For your convenience, we offer you different possibilities for receiving your monthly statement:

On hard copy sent to your address. It is important to remember that if your address is not correct or has been changed, the Bank is not able to deliver your monthly statement
Online via DSK Direct
In branch of DSK Bank

Information for minimum due amount can be obtained:

At branch of DSK Bank;
Via SMS notification on your mobile phone

Where can I pay the minimum due amount?

There are variety ways to settle your card obligations. You can easily pay your balance through one of the following options:

Through bank remittance on the account of your credit card – in your online banking platform DSK Direct or from another bank
In branch of DSK Bank
Recurring payment from your current account in DSK Bank

Interest rate

Standard interest rate

Overdue interest on non-payment of minimum due amount in the grace period

22%

Transaction limits

According to your needs, we created three levels of transaction limits

Premium Level

Transaction type	General terms limits	Maximum value for individually negotiated limits
Daily limits for cash	5 000 BGN/ currency equivalent	10000 BGN/ currency equivalent
Daily limits for purchases	25 000 BGN/ currency equivalent	50000 BGN/ currency equivalent
Total cash and purchases daily limits	25 000 BGN/ currency equivalent	50000 BGN/ currency equivalent

Level Max

Transaction type	General terms limits	Maximum value for individually negotiated limits
Daily limits for cash	2 000 BGN/ currency equivalent	5000 BGN/ currency equivalent
Daily limits for purchases	15 000 BGN/ currency equivalent	25000 BGN/ currency equivalent
Total cash and purchases daily limits	15 000 BGN/ currency equivalent	25000 BGN/ currency equivalent

Standard Level

Transaction type	General terms limits	Maximum value for individually negotiated limits
Daily limits for cash	1 000 BGN/ currency equivalent	2000 BGN/ currency equivalent
Daily limits for purchases	5 000 BGN/ currency equivalent	15000 BGN/ currency equivalent
Total cash and purchases daily limits	5 000 BGN/ currency equivalent	15000 BGN/ currency equivalent