Visa Business Credit cards of DSK Bank
Visa Business Credit
Visa Business credit cards guarantee fast and secure access to funds, helping you to manage your specific business needs – expenses for business trips and meetings, hotels, fuel and even office consumables and overheads.
With your business credit card you have freedom and convenience to make hotel reservations, book air tickets, rent-a-car easily, make purchases or just take cash from ATMs. Business credit cards are designated for company executives employees, but also for self-employed professionals.
Your advantages:
0% interest rate for purchases and cash transactions;
Fund availability 24/7;
Detailed expenses control;
No restriction for the number of issued cards from the total credit line;
Each card is personalized with cardholder name along with the company one, and has its own card spending credit limit, defined by you as a manager of the company;
Travel assistance insurance on every cardholder;
Free SMS notifications for every transaction;
Free SMS notifications for monthly due amount.
Interest rate
| Type | Interest rate |
| Standard interest rate | 0% |
| Overdue interest on non-payment of minimum due amount in the grace period | 22% |
Transaction limits
According to your needs, we created three levels of transaction limits:
| Premium level | ||
| Transaction type | General terms limits | Maximum value for individually negotiated limits |
| Daily limits for cash | 2 500 EUR / currency equivalent | 5 000 EUR / currency equivalent |
| Daily limits for purchases | 12 500 EUR / currency equivalent | 25 000 EUR / currency equivalent |
| Total cash and purchases daily limits | 12 500 EUR / currency equivalent | 25 000 EUR / currency equivalent |
| Max level | ||
| Transaction type | General terms limits | Maximum value for individually negotiated limits |
| Daily limits for cash | 1 000 EUR / currency equivalent | 2 500 EUR / currency equivalent |
| Daily limits for purchases | 7 500 EUR / currency equivalent | 12 500 EUR / currency equivalent |
| Total cash and purchases daily limits | 7 500 EUR / currency equivalent | 12 500 EUR / currency equivalent |
| Standard level | ||
| Transaction type | General terms limits | Maximum value for individually negotiated limits |
| Daily limits for cash | 500 EUR / currency equivalent | 1 000 EUR / currency equivalent |
| Daily limits for purchases | 2 500 EUR / currency equivalent | 7 500 EUR / currency equivalent |
| Total cash and purchases daily limits | 2 500 EUR / currency equivalent | 7 500 EUR / currency equivalent |
Frequently asked questions
For your convenience, we offer you different possibilities for receiving your monthly statement:
- on hard copy sent to your address. It is important to remember that if your address is not correct or has been changed, the Bank is not able to deliver your monthly statement
- online via DSK Direct
- in branch of DSK Bank
Information for minimum due amount can be obtained:
- at DSK Bank's office;
- via SMS notification on your mobile phone
Each month, after the end of your credit card current period, the bank generates a card statement which contains:
- minimum due amount;
- due date;
- spent amount from the credit limit as well as the details for the transactions.
There are variety ways to settle your card obligations. You can easily pay your balance through one of the following options:
- through bank remittance on the account of your credit card – in your online banking platform DSK Direct or from another bank
- in DSK Bank's office
- recurring payment from your current account in DSK Bank