About us

DSK Bank is a subsidiary of the Hungarian Bank OTP, and a part of OTP Group - the largest financial service provider in Hungary and a regional leader in Central and Eastern Europe.

Our accomplishments

We have the privilege of serving over 2.6 million customers
We serve over 30 000 people every day
We process 112 card payments every minute
We have issued over 2.0 million active bank cards

DSK Bank's History

Before and after

Highlights of 72 years DSK Bank

  • Established in 1951 as The State Savings Institute – the only retail deposit and credit institution.
  • Transformed into a commercial bank on April 30th 1998
  • In October 2003 becomes sole property of the Hungarian OTP Bank
  • On May 1st 2020 merges with SG Expressbank
  • In 2021 started a strategic program for digitalization - to create and deliver great products to the new, digital native generation
  • From 2022 onwards embarked on a new era of customer experience and efficiency leadership.

DSK Bank and OTP Group

  • OTP Group is one of the leading and fastest growing banking groups in the Central and Eastern European region, with exceptional profitability and a stable capital and liquidity position.
  • As the most active consolidator in the banking sector in the Central and Eastern European region, the banking group has successfully acquired and integrated 25 banks since the early 2000s.
OTP Group net
  • Today the Group is present in 11 countries in Central and Eastern Europe and Central Asia region.
  • Currently, is a market leader in Hungary, Bulgaria, Serbia, Montenegro, and in Slovenia.
  • With integrity and determination OTP Group is working towards helping the development of the Central and Eastern European region to become the continent’s growth engine.
  • With nearly 40,000 employees in now 11 countries, the Group provides universal financial services to 17 million customers.
  • OTP Group is headquartered in Hungary and has a diversified and transparent ownership structure. The Banking Group has been listed on the Budapest Stock Exchange since 1995.
OTP building

A longstanding leader of retail banking, DSK Bank has established its firm position in both private and corporate banking. The bank has the largest number of clients in the country, a leader in trust amongst financial services users, and is the preferred employer of students in the country.

As a modern company with a long-term strategy for growth and progress in the large-scale digital transformation of its business, the bank invests in the development of innovative offices, modern products, and personalized services for its clients.

The bank’s strategic goal is to provide a unique client experience, as well as to demonstrate its dedication to society through its significant contribution to the stability and prosperity of the Bulgarian bank system.

Express Bank

Expansion in Bulgaria

At the beginning of 2019, DSK Bank finalized the acquisition of Societe General Expressbank and its subsidiaries in Bulgaria.


After the merge of the two banks on May 4th, 2020, the new and unified bank group took a top position in value of assets and became a leader in terms of the amount of deposits and size of its loan portfolio, obtaining the largest bank branch and ATM network, as well as premier innovative banking services.

DSK Bank is part of OTP Group

Digitalization of Bank Operations

DSK Bank transformed and digitalized its business operations, maintaining and perfecting its technological infrastructure, in order to comply with the most modern and innovative standards and mechanisms for bank safety and security.


The organization offers convenient bank services both through modern digital channels, as well as offline physical locations, offering personalized solutions for clients which address specific user needs and preferences.

DSK Mobile banking

Convenient banking at any time with DSK Mobile and DSK Online

Our vision is to offer you modern, fast and convenient banking in one place with the DSK Mobile mobile app and DSK Online banking.

With DSK Mobile you can manage your finances directly from your phone. Conveniently check your account balances and transactions, make transfers, manage your debit card limits, create virtual cards, apply for credit products and pay your utility bills – all with one click.

With DSK Mobile and DSK Online you have complete freedom and control over your finances, whenever and wherever you want.

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