That fit your daily life
Having a plan is always a smart move – especially with DSK Bank. Our plans combine the most-used services and help you save on fees every month.
The best part? Using your card can lower your monthly fee. Pay at POS terminals or online, and you’ll pay less for your entire plan.
Choose your plan
We offer a variety of services to fit your needs. Once you pick a plan, visit your nearest DSK Bank branch! You only play the monthly fee for the plan – there are no additional charges for the products and services included.
Promo offer
Compare and choose a plan
| For Salary Plan | Unlimited Plan | Premium Plan | |
|---|---|---|---|
| Promotion from April 1, 2025, to June 30, 2026 | |||
| Promotion: from 1 July 2026 to 31 December 2026 | No | No | EUR 0* |
| Monthly fee (discount applies) | |||
| Monthly fee (discount applies) | EUR 2,55 with 5 card payments** | EUR 5,11 with 10 card payments*** | EUR 10,22 with 20 card payments**** |
| Monthly fee without discount | |||
| Monthly fee without discount | EUR 3,57 | EUR 6,13 | EUR 12,78 |
| EUR Current Account with Debit Card | |||
| EUR Current Account with Debit Card | Visa Debit | Visa Debit | Visa Platinum |
| Digital Banking Access | |||
| Digital Banking Access | Yes | Yes | Yes |
| SMS/Viber notification | |||
| SMS/Viber notification | Unlimited | Unlimited | Unlimited |
| Mobile Number Transfers | |||
| Mobile Number Transfers | Unlimited | Unlimited | Unlimited |
| Оnline transfers to DSK Bank and other banks | |||
| Оnline transfers to DSK Bank and other banks | 5 transactions | Unlimited | Unlimited |
| Online payments for utility bills | |||
| Online payments for utility bills | 5 transactions | Unlimited | Unlimited |
| Online payments for local taxes and fees | |||
| Online payments for local taxes and fees | 5 transactions | Unlimited | Unlimited |
| ATM deposits and withdrawals at DSK Bank, plus withdrawals at OTP Group ATMs abroad | |||
| ATM deposits and withdrawals at DSK Bank, plus withdrawals at OTP Group ATMs abroad | 5 per month in total for all two services | Unlimited | Unlimited |
| DSK Start Current Account with Debit Card for Children Aged 7–14**** | |||
| DSK Start Current Account with Debit Card for Children Aged 7–14**** | Yes | Yes | Yes |
| Credit Card with no annual fee | |||
| Credit Card with no annual fee | No | Credit card | Platinum credit card |
| Loyalty program “My DSK Points” | |||
| Loyalty program “My DSK Points” | No | up to EUR 150 | up to EUR 300 |
| Additional account in USD with a debit card | |||
| Additional account in USD with a debit card | No | Yes | Yes |
| Preferential conditions for consumer, housing, and mortgage loans | |||
| Preferential conditions for consumer, housing, and mortgage loans | No | Yes | Yes |
| Preferential Exchange Rates | |||
| Preferential Exchange Rates | No | No | Yes |
| Free „Travel Assistance Abroad“ Insurance | |||
| Free „Travel Assistance Abroad“ Insurance | No | No | Yes |
| Free Access to Business Lounges at Selected Airports with LoungeKey | |||
| Free Access to Business Lounges at Selected Airports with LoungeKey | No | No | Yes |
| Airport lounge access in case of flight delay with the SmartDelay service | |||
| Airport lounge access in case of flight delay with the SmartDelay service | No | No | Yes |
| Compensation for delayed flights with the AirRefund service of up to EUR 600 | |||
| Compensation for delayed flights with the AirRefund service of up to EUR 600 | No | No | Yes |
| Cash withdrawal/deposit up to EUR 13 000 per month at a bank office | |||
| Airport lounge access in case of flight delay with the SmartDelay service | No | No | Yes |
*Try the Premium Plan for 0 EUR for the first 2 months. Cancel anytime at any of our offices. The promotion is valid from 1 July 2026 to 31 December 2026. After this period, the terms and conditions for the discounted monthly fee and the standard monthly fee will continue to apply.
** Monthly fee for 5 payments made and posted at a POS terminal or online with the debit card issued with the plan, within the calendar month. If the condition is not met, a standard monthly fee of EUR 3.57 is due.
*** Monthly fee for 10 payments made and posted at a POS terminal or online with the EUR/USD debit card or the credit card issued with the plan, within the calendar month. If the condition is not met, a standard monthly fee of EUR 6.13 is due.
**** Monthly fee for 20 payments made and posted at a POS terminal or online with the EUR/USD debit card or the credit card issued to the plan, within the calendar month. If the condition is not met, a standard monthly fee of EUR 12.78 is due.
***** DSK Start special debit card account does not use the special price discounts for the services included in the For Salary plan, Unlimited plan and Premium plan and does not participate in the counting of transactions for the purposes of conditional billing of the plan. There may be additional fees for individual transactions, as well as for other services not included in the plan.
** Monthly fee for 5 payments made and posted at a POS terminal or online with the debit card issued with the plan, within the calendar month. If the condition is not met, a standard monthly fee of EUR 3.57 is due.
*** Monthly fee for 10 payments made and posted at a POS terminal or online with the EUR/USD debit card or the credit card issued with the plan, within the calendar month. If the condition is not met, a standard monthly fee of EUR 6.13 is due.
**** Monthly fee for 20 payments made and posted at a POS terminal or online with the EUR/USD debit card or the credit card issued to the plan, within the calendar month. If the condition is not met, a standard monthly fee of EUR 12.78 is due.
***** DSK Start special debit card account does not use the special price discounts for the services included in the For Salary plan, Unlimited plan and Premium plan and does not participate in the counting of transactions for the purposes of conditional billing of the plan. There may be additional fees for individual transactions, as well as for other services not included in the plan.
Other Plans
Every client is unique, and we have a plan to match every need.
Why should I get a plan?
Current Account with Debit Card
Unlimited transfers via mobile number
Paying utility bills, local taxes, and fees online
Access to DSK Mobile Banking
Unlimited Viber/SMS notifications for account movements
