More convenient with more opportunities
Promo Offer
Until June 30, 2026, new and existing clients of DSK Bank can use the Premium Plan with no monthly fee for the first 2 months after signing the agreement. Take it now!
What the Premium Plan includes:
Free access to business lounges
Discount on hotel reservations
through Visa Luxury Hotels Collection and Booking.com
Credit Card Platinum
no annual fee and participation in the loyalty program My DSK Points, up to 30 000 points = 300 EUR per year
Preferential exchange rate
when paying by card in USD, GBP, TRY and 14 more currencies
Premium Plan
10.22 EUR / 19.99 BGN upon 20 card payments*
12.78 EUR / 25.00 BGN without discount
Premium Visa Platinum debit card linked to a EUR account
Premium Visa Platinum debit card linked to a EUR account
You gain access to exclusive services and privileges, provided by Visa. For example, you can enjoy access to business lounges at selected airports with the LoungeKey service, compensation for delayed flights through AirRefund, specialized promotions, and many more benefits.
Unlimited account balance and transaction notifications
Unlimited transfers by mobile number
Unlimited online EUR transfers to all banks in Bulgaria
Unlimited online EUR transfers to banks within the European Economic Area (EEA)
Unlimited online payments for utility bills, local taxes, and fees
Unlimited cash deposits and withdrawals with your debit card at DSK Bank ATMs or OTP Group ATMs abroad
Option for a DSK Start account with a debit card for children aged 7–14, with no account opening or maintenance fees
Option for a DSK Start account with a debit card for children aged 7–14, with no account opening or maintenance fees
An account with a special debit card DSK Start does not use the special price discounts for the services included in the For Salary plan, Unlimited plan and Premium plan and does not participate in the counting of transactions for the purposes of conditional billing of the plan.
Cash deposits/withdrawals up to 13 000 EUR per month at bank offices
Cash deposits/withdrawals up to 13 000 EUR per month at bank offices
You have preferential conditions for cash transactions in the office. When withdrawing up to 13 000 EUR per month (or its currency equivalent in another currency), there is no fee.
For contributions up to 13 000 EUR per month (or their currency equivalent in another currency) there is no fee.
Opportunity for a Platinum credit cardwith the loyalty program “My DSK Points”, up to 30,000 points or up to 300 EUR per year
Opportunity for a Platinum credit cardwith the loyalty program “My DSK Points”, up to 30,000 points or up to 300 EUR per year
The Platinum credit card has no annual fee and is part of the loyalty program “My DSK Points”.
For every 1 EUR spent, you earn 1 point, up to 30,000 points or up to 300 EUR per year. The card is interest-free for POS and online purchases when the full amount due for the statement period is repaid.
Option for a second account in USD with no maintenance fee
Preferential FX rates for card payments in USD, GBP, TRY, and 14 other currencies
Preferential FX rates for card payments in USD, GBP, TRY, and 14 other currencies
A preferential exchange rate applies when paying at POS terminals or withdrawing cash from ATMs in foreign currency using Mastercard World Debit, Visa Platinum debit cards, or Visa Platinum and Mastercard Platinum credit cards.
Information about the preferential card exchange rates for various currencies is published in the currency information table here.
When paying at a POS terminal or withdrawing cash in foreign currency with an additional card issued to the main debit/credit card, the standard card exchange rate applies.
Free access to airport business lounges
Free access to airport business lounges
The LoungeKey service and Visa provides complimentary access to eight specially selected airport business lounges located in Sofia, Istanbul, Frankfurt, Vienna (2 lounges), Doha, Abu Dhabi, and Dubai. Learn more about the service here.
To access the lounges, you need to present your Visa Platinum debit or credit card.
Customers can also enjoy access to more than 1,500 LoungeKey lounges worldwide for a fee (starting from EUR 30 per visit). Learn more about the service here.
Free Travel Assistance Insurance abroad
Free Travel Assistance Insurance abroad
The Travel Assistance Insurance provides many benefits, including 24/7 support in Bulgarian worldwide in case of accident or sudden illness while traveling abroad, coverage for lost luggage and personal documents, legal assistance, compensation for flight delays, and more. More information about the service can be found here.
Flight delay compensation up to 600 EUR with AirRefund
Flight delay compensation up to 600 EUR with AirRefund
AirRefund is a service that provides assistance and automated management of compensation claims for delayed or cancelled flights, with compensation of up to 600 EUR.
For Visa Platinum cardholders, the service fee is reduced to 20% of the compensation amount. The fee will be deducted from the compensation received. More information is available here.
Visa Luxury Hotels Collection privileges for travel and accommodation
Visa Luxury Hotels Collection privileges for travel and accommodation
The Visa Luxury Hotels Collection provides access to more than 900 premium hotels and resorts in over 45 countries worldwide. When booking through the Visa Luxury Hotel Collection, you can enjoy exclusive premium benefits such as a best-rate guarantee, complimentary continental breakfast for two, VIP guest status, and a food and beverage voucher.
Additionally, subject to hotel availability, you may enjoy a room upgrade upon arrival, complimentary internet access, and late check-out. More information is available here.
On the Visa website, you can find exclusive discounts and special offers at retail locations in Bulgaria and abroad
On the Visa website, you can find exclusive discounts and special offers at retail locations in Bulgaria and abroad
The My Visa Premium platform is a web portal featuring exclusive offers from selected brands both in Bulgaria and abroad — from shopping deals to restaurant discounts and a wide range of special promotions. See all current offers here.
Discounts on car rentals, up to 10% discount
Discounts on car rentals, up to 10% discount
The Visa Platinum debit card and Visa Platinum credit card offer discount of up to 10% on car rentals SIXT.
Learn more about the discounts and how to use them here.
Guide to renting a car with a discount at SIXT
What discount do you get with a Visa Platinum card?
Discounts for Sixt reach up to 10%. They vary depending on the season, availability, and destination.
How do you get the discount?
1. Visit the page from this link. The discount appears automatically when accessing through the link and becomes visible during the vehicle selection step. The discount is available only if you follow the steps through the link.
2. Choose your desired destination, rental period, and vehicle.
3. You can select additional services such as insurance, an extra driver, or a child seat.
4. Enter your personal details.
What else should you know?
- The service may not be available if you are under 21 years old.
- You must have held a valid driver’s license for at least 1 year.
- If using a debit card for reservation, you will be required to present a credit card at the rental location.
- The card used for the reservation must belong to the person who will pick up and drive the car.
Are there any additional fees?
Additional fees may apply, for example if you are under 25 years old.
What is the validity of the offer?
The offer is provided by Visa and is subject to change.
Discounts when booking hotels via Booking.com
Discounts when booking hotels via Booking.com
A 4% refund in the form of cashback credits in your Booking Wallet is provided when you pay with a Visa Platinum debit or credit card on the Booking.com platform. The cashback is received no earlier than 64 days after checking out of the accommodation.
To receive the discount, the reservation must be made through this link.
Guide to using a discount on Booking.com with Visa Platinum credit and debit cards
What is the discount?
You can receive credits up to 4% on every reservation made through Booking.com with your Visa card.
The card can be either a Visa Platinum debit or credit card.
What else should you know?
- The reservation can be paid immediately (“Pay now”) or later (“Pay later with Booking.com”) using your Visa card.
- Your discount still applies even if you have a Genius level — the discounts are combined.
- Only properties that display “Earn credits in € ” are eligible for the discount.
How do you get the discount?
1. Access Booking.com through the special link here.
2. Log in to your account. If you don’t have one, you’ll need to create it.
3. Once logged in, the offer activates automatically — but note that it’s not available for all reservations.
4. Select and book your stay.
5. Pay with your Visa card to receive the additional discount.
Access to airport lounges in case of flight delay via the SmartDelay service
Access to airport lounges in case of flight delay via the SmartDelay service
If your flight is delayed by more than 60 minutes compared to the information provided by the airport company, you and up to four companions on the same flight are entitled to complimentary access to over 1,000 business lounges operated by LoungeKey.
To take advantage of this service, you must register your flight in advance here.
Preferential lending conditions
Access to Premium Deposits
Service in Premium Banking Centers and Premium Zones – over 50 locations across Bulgaria
24/7 instant support from the Contact Center
Remote document signing with a Qualified Electronic Signature (QES)
Monthly newsletter on economy, finance, and lifestyle topics
* Monthly fee applies if 20 payments (POS or online) are made and booked with any of the debit or credit cards linked to the plan (EUR or USD) within the calendar month. If the condition is not met, the standard monthly fee of EUR 12.78 / BGN 25.00 applies.
Additional fees may apply for certain transactions or services not included in the plan.
Additional fees may apply for certain transactions or services not included in the plan.
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