Specially designed for the needs of young people
With DSK Start, DSK Teen, and For Youth plan, we develop the financial literacy of children and young people.
In this way, we contribute to building responsibility and independence.
For children between 7 and 14 years old
- No fee for opening an account with a card when the card is requested with For Salary, Unlimited, or Premium plan*. See plans here.
- No fee for monthly service
DSK Start
DSK Start
For children between 7 and 14 years old
Monthly fee:
0 EUR / 0 BGN
Opening fee:
0 EUR / 0 BGN*
- No fee for opening an account with a card when the card is requested with For Salary, Unlimited, or Premium plan*. See plans here.
- No fee for monthly service
- No fee for withdrawals and deposits at DSK Bank ATMs
- No fee when paying at a POS terminal
- Parents can manage their child's finances
* The opening fee is 3.07 EUR / 6 BGN when the card is requested separately.
How can I get a DSK Start card?
DSK Start can be requested by a parent or guardian at our office.
For teenagers between 14 and 18 years old
- No fee for opening and servicing the current account
- No fee for opening and servicing a debit card
DSK Teen
DSK Teen
For teenagers between 14 and 18 years old
Monthly fee:
0 EUR / 0 BGN
One-time fee:
0 EUR / 0 BGN
- No fee for opening and servicing the current account
- No fee for opening and servicing a debit card
- No fee when paying at a POS terminal
- No fee for depositing and withdrawing money from our ATM
- Access to digital banking
- Option to the card to a digital wallet
How can I get a DSK Teen card?
DSK Teen can be applied for at an office in the presence of a parent or guardian with the teenager's ID card or through a school that is a partner of the bank.
For young people between 18 and 24 years old
- No fee for opening and servicing the current account
- No fee for opening and servicing a debit card
For Youth plan
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For Youth plan
For young people between 18 and 24 years old
Monthly fee:
0 EUR / 0 BGN*
One-time fee:
0 EUR / 0 BGN
- No fee for opening and servicing the current account
- No fee for opening and servicing a debit card
- Access to digital banking
- Unlimited transfers to mobile number
- Unlimited online transfers in BGN to DSK Bank and other banks
- A total of 2 monthly deposits and withdrawals from our ATMs, including withdrawals from OTP Group's ATMs abroad
- Unlimited SMS/Viber notifications
* For every month in which you make 5 payments with your POS card or online, the plan is free of charge. If you make fewer payments, the monthly fee is 1.02 EUR / 1.99 BGN.
How do I get For Youth plan?
- Visit the office that is most convenient for you.
- Apply for the plan in the DSK Mobile app.
Student loan
Invest in your education
Fees
0 EUR
montly
Grace period
1 year
+ education time
Payment term
10 years
after the grace period
State guaranteed
No fees, commissions, or other charges
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Interest only on the utilized part
Limits
You can change your card limits free of charge at any time via DSK Mobile or DSK Direct. The service is also available at our office, in which case a fee applies in accordance with the current Bank's tariff.
Transaction limits | Limits under the General Terms and Conditions | Maximum value for individually negotiated limits |
| 24-hour cash withdrawal limit | DSK Start – 25 EUR / currency equivalent DSK Teen – 150 EUR / currency equivalent Visa Debit – 500 EUR / currency equivalent | DSK Start – 200 EUR / currency equivalent DSK Teen – N/A Visa Debit – 5 000 EUR / currency equivalent |
| Transaction limit for the "cashback" service in Bulgaria | DSK Start – 25 EUR / currency equivalent DSK Teen – 100 EUR / currency equivalent Visa Debit – 100 EUR / currency equivalent | - |
| 24-hour payment limit at merchant | DSK Start – 25 EUR / currency equivalent DSK Teen – 150 EUR / currency equivalent Visa Debit – 1 500 EUR / currency equivalent | DSK Start – 200 EUR / currency equivalent DSK Teen – N/A Visa Debit – 12 500 EUR / currency equivalent |
| Total 24-hour limit | DSK Start – 25 EUR / currency equivalent DSK Teen – 150 EUR / currency equivalent Visa Debit – 1 500 EUR / currency equivalent | DSK Start – 200 EUR / currency equivalent DSK Teen – N/A Visa Debit – 12 500 EUR / currency equivalent |