Secure protection for your personal belongings and payments from Groupama
With the insurance from Grupama, with insurance agent DSK Bank, you receive financial support for your debit card in the event of adverse life events.
The insurance provides protection for your bank card and account, covering losses in the event of unauthorized use of funds from the protected account by another person. The insurance is also valid if the card is added to a phone or other smart device.
All additional debit cards linked to the same bank account are also covered, without any additional payment required. The insurance is valid worldwide.
It is intended for customers with a debit card from DSK Bank – aged 18 to 74, holders of bank accounts in BGN or EUR.
How to get the insurance:
1.
Choose the DSK Bank office that is most convenient for you and visit it
2.
At the office, ask for pension funds and insurance products services
3.
You will receive your insurance policy on paper immediately
Advantages
- Financial support in the event of an adverse event affecting life and health, in the event of an accident.
- Security in case of unauthorized use of funds from a lost or stolen debit card.
- Protection against misuse of unauthorized electronic card payments from smart devices.
- All additional cards without extra charge are protected.
- Active coverage with a grace period of 65 days.
- Protection worldwide.
What are the covers:
| Cover Accident - 2 000 BGN | |
| Death as a result of an accident | Yes
|
| Complete and irreversible loss of autonomy as a result of an accident | Yes
|
| Temporary incapacity for work due to hospitalization following an accident* | Yes
|
| Cover Comfort - 2670 BGN | |
| Unauthorized use of the insured card after theft, robbery, or loss; Theft, robbery, or loss of withdrawn cash Theft or loss of keys and/or safe keys, and/or personal documents together with the card; Theft of a mobile phone or tablet / theft or loss of a wallet or bag together with the insured card. |
Yes
|
| ANNUAL PREMIUM** | 46,71 BGN |
| MONTHLY PREMIUM** | 3,89 BGN |
*10‰ of 2 000 BGN for each day of hospital stay, after the third day up to a maximum of 180 days.
**The premiums listed include 2% tax, in accordance with the Insurance Contracts Act. In the event of death or permanent disability covered by the Credit card insurance and the Overdraft insurance, the insurance company shall pay the insured person's credit card debt to the credit institution. In the event of death or permanent disability covered by the Credit card insurance and Overdraft insurance, compensation is paid in the amount of the amount used, with a maximum limit of 2 000 BGN.
Insurance compensation under the Comfort financial coverage:
| Covered risk | Maximum limit of insurance compensation for each year |
| Unauthorized use of the card by a third party as a result of theft, robbery, or loss of the card A) Refund of the amount of payments made with the card and/or cash withdrawn from ATMs; B) Costs and fees for blocking the card, costs for reactivation and issuance of a new card. |
650 BGN (100 BGN per insured event) |
| Theft, robbery, or loss of cash withdrawn by the cardholder from an ATM of any bank | 800 BGN |
| Theft or loss of keys and/or safe keys, and/or documents together with the insured bank card A) Costs for replacing stolen/lost personal documents; B) Costs for replacing stolen/lost keys and/or safe keys. |
200 BGN for personal documents 220 BGN for safe keys |
| Theft of a mobile phone or tablet together with the insured bank card and theft or loss of a wallet or bag stolen or lost together with the insured card A) Reimbursement of expenses for phone calls and SMS/MMS messages made within 48 hours after the theft of the mobile phone/tablet, and reimbursement of expenses for a new mobile phone or tablet; B) Reimbursement of the cost of stolen/lost wallets and/or bags together with the insured card. |
800 BGN (200 BGN sublimit of the total limit) |