Consumer Loan Online

For all your wishes – we have the right solution

Monthly payment
Interest rate
Total debt
*Tакса за административни дейности по разглеждане на искане за кредит

Apply online for consumer loan without fee for application review and approval

* The code is a combination of letters and symbols that entitles you to a preference when applying for a consumer loan. Discounts can be provided in various forms eg offers, loyalty discounts provided individually, at random or as a result of participation in a competition or customer survey. The discount is calculated in the final offer after prior approval!
The discount will be calculated in your final offer after approval!

Примерен калкулатор

Изчисленията на калкулатора са примерни. Възможно е банката да предложи различни стойности спрямо спрямо Вашето искане за кредит.

Dear Customers, Please be aware that these calculations aim to give you an estimate regarding your installment payments. It is possible that the bank will offer you a different repayment amount on your credit, depending on your individual circumstance. After you apply online, one of our consultants will get in touch with you with the full information and details.



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Product parameters

Min. / Max. amount

500 BGN / 80 000 BGN
Min. / Max. term
18 months / 10 years

Representative example


30 000 BGN
120 months
Montly payment
336.84 BGN
  • Variable interest rate:
    6,25 %
  • Fee for processing a loan application and approval:
    0 BGN
  • Monthly fee for using package DSK Flexy 4:
    5,96 BGN
  • Total amount due:
    41 136,03 BGN

Fees and interest rates

Fees and interest rates

A variable interest rate is applied to the loans, formed by the value of the reference interest rate, representing the indicator “average interest rate on balances on term deposits in BGN of households, with a term over 1 day to 2 years and fixed margin for BGN or reference interest rate, representing an interest benchmark 6 - month EURIBOR and a mark - up.

The interest rate under each contract is determined individually, considering the individual profile of the client.


APR at individual interest rate selected for the purposes of the example - 6,85%

Representative example, with variable interest rate for the entire term, on consumer loan. The variable interest rate for monthly transfer of income and use of DSK Flexy 4 package can be set in the range between 5,25% and 8,50%.


6,85 %

Loan amount

30 000 BGN

Monthly repayment instalment

336,84 BGN

Loan term

10 years

Total amount due

41 136,03 BGN

ARP 6,85 % calculated on the basis of the following fees and interest:

  • Variable interest rate 6,25 %
  • Fee for reviewing application and approving a loan 0 BGN
  • Number of instalments 120
  • Monthly fee for using package DSK Flexy 4  5.96 BGN

Loan Protection Insurance by Groupama

Loan Protection Insurance is intended for holders of consumer, mortgage or home loan in DSK Bank and provides financial protection in adverse situations with life and health, which may lead to inability to pay the loan obligations.

Find more HERE.



Frequently asked questions

Frequently asked questions


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