DSK Direct

Our electronic banking is HERE and NOW

Online banking DSK Direct

Benefits for you:

  • You have access to your money anytime, anywhere. All you need is a device with an internet connection.
  • You receive lower prices for banking transactions compared to those in our office.
  • You can easily and quickly pay utility bills, local taxes and fees, as well as make various types of transfers in BGN and foreign currency.
  • You submit an online application for a credit card, consumer loan, and overdraft.
  • You can make secure transfers using various signing methods, including a digital certificate issued by the bank with a one-time SMS code or DSK mToken.

How much will it cost you?

  • Access to internet banking is free of charge
  • Transfers between your accounts are free of charge
  • There is no fee for issuing a virtual card
  • Lower fees through DSK Direct compared to those at the bank's office

How to register?

Online banking
You can do this online by visiting the DSK Direct website
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At the office most convenient for you, bringing your ID

How to register online?

Online banking
Visit the DSK Direct website and register as a new user
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You must have an active bank card linked to your account and a mobile phone number previously entered in the DSK Bank system.
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Enter the temporary code you received by phone – it will be valid for 15 minutes
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Enter your bank card details to make a transaction to activate access
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Enter a username and password of your choice, following the specified requirements

How to transfer funds?

If you want to transfer money to other accounts outside your DSK Bank accounts, you must choose a signature method:

  • A combination of a digital certificate issued by the bank and a one-time SMS code
  • A combination of a personal digital certificate issued by the bank and a token via the DSK mToken mobile app

You can request the service entirely remotely:

  • In DSK Direct via the feedback form
  • Through our Contact Center at 0700 10 375 or 2375 (from a mobile phone), the documents are signed through the EuroTrust mobile app

How to recover your forgotten username and password?

Online banking
When you open DSK Direct and select Forgotten password or Forgotten username and password
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At the DSK Bank office most convenient for you, bringing your ID with you

After successfully completing the registration process with DSK Direct, you can:

  • check your account activity
  • make transfers between your accounts at DSK Bank
  • pay household bills
  • submit a request to open a credit product
  • sign a contract for opening a payment account and issuing a bank card
  • request, change, or cancel information services
  • block or activate cards that are blocked in DSK Direct and DSK Mobile

Useful information

  • Payment of utility bills by extracting liabilities
  • Transfers between your accounts at the Bank – in BGN and foreign currency
  • Transfers to the budget
  • Managing funds on your virtual card
  • Payment of fines to the Traffic Police (via automated form)
  • Payment of fees to universities
  • Payment of local taxes and fees by extracting a liability
  • Payment of e-invoice
  • Setting up an automatic transfer to maintain a minimum balance in your account
  • Arranging recurring transfers
  • Transfer via virtual check
  • The availability, payments, and receipts on your accounts (current, savings, deposit)
  • Utility payments made (for electricity, water, heating, etc.)
  • Information about your bank cards - transactions made with them; card status, etc.
  • Information about your loans (balance, installment, due date, etc.)
  • The amount of interest accrued to date on your savings accounts and deposits, maturity dates, etc.
  • Information about your translations
  • Statements for your accounts and credit cards in PDF format
  • The shares of investment funds that you own
  • Your insurance accounts at DSK-Rodina
  • One-time SMS code (in combination with a digital certificate)
  • DSK mToken mobile application
  • Qualified electronic signature combined with a one-time SMS code
  • With the virtual savings component, you can save money while keeping it at your disposal at all times, with no restrictions on maturity dates, minimum amounts, or number of withdrawals, and no additional fees.
  • Application for a credit card, consumer loan, and overdraft
  • Application for opening a payment account
  • Application for a debit card
  • SMS service management
  • Direct debit agreement for payment of household bills
  • Booking an appointment for consultation at a bank office

Documents