Overdraft DSK Bank

Overdraft

The overdraft provides you with additional funds at any time on a current account to which your salary or pension is transferred

Description

Advantages:


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You may use the permitted limit in whole or in part

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You pay interest only on the used part of the funds on the monthly maturity date

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Speed and flexibility - online application

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Funds at any time

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It is repaid with each receipt on your current account

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With the possibility of revolving - after repayment of the debts, you can use the entire overdraft limit again

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You can terminate the contract at any time. The only condition is that the utilised amount and the accrued interest shall be repaid


Amount

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Minimum
12 000 BGN
6 000 EUR
Maximum

Term

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Minimum repayment period
12 months
Maximum repayment period

 

Collateral:

  • Pledge on receivable on Bank account;

  • Pledge on BGN/foreign currency deposit/deposit, opened with DSK bank; 

A variable interest rate is applied to the loans, formed by the value of the reference interest rate, representing an average interest rate indicator on balances on BGN term deposits of households, with a term in the range of 1 day to 2 years and mark-up, for BGN loans or reference interest rate, representing interest rate benchmark 6 - month EURIBOR and mark-up.

Documents

Documents

Frequently asked questions

Frequently asked questions

The required documents are available in the Documents section.

You could apply for overdraft with us if you are on an employment contract whose probationary period has expired.

We will transfer the funds from the overdraft to your current account by the end of the business day after concluding the overdraft agreement.

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