Industrial Fire Insurance

Industrial Fire Insurance provides maximum protection for owners and responsible persons of big administrative buildings and of big business complexes with manufacturing or non-manufacturing activity who want to ensure their investments in movable and immovable tangible assets.

It is intended for Bulgarian and foreign legal entities, which are owners of or responsible for:

Big enterprises with manufacturing or non-manufacturing activity;
Insured amount for protection of manufacturing activity of more than BGN 500 thousand, and of non-manufacturing activity – more than BGN 1 million;
In case of mortgaged or pledged property, the insurance may be issued in favor of DSK Bank.

Benefits:

Possibility for assuming big industrial risks and insurance liabilities;
Wide range of optional insurance covers;
Convenient deferment of premiums for no extra costs;
Reduction of insurance premium via the option for Insured person’s deductible;
Option for payment of premium via direct debit.

What risks are insured?

Damages and losses to immovable and movable property as a result of:

Main cover:

fire, lightning, explosion, implosion, collision or fall of piloted aircraft, its parts or cargo, costs for cleaning and salvage of property.

Optional covers (at customer’s choice):

Arson;
Natural disasters, flood, damage due to natural load of snow or ice;
Earthquake;
Water and steam leakage;
Water leakage from sprinkler installations;
Sliding or collapse of earth;
Damages due to underground water;
Breaking of glasses, shop windows, advertising signs and boards;
Malicious actions of third parties;
Damage due to sea waves;
Short circuit and/or current rush;
Shock/ sound wave;
Loss of rental income;
Burglary, robbery, vandalism;
Failure of machinery;
Interruption of operations;
Failure of loading and unloading machineries during loading and unloading works;