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Industrial Fire Insurance

Ensure maximum protection of your investments in movable and immovable tangible assets

Industrial Fire Insurance provides maximum protection for owners and responsible persons of big administrative buildings and of big business complexes with manufacturing or non-manufacturing activity who want to ensure their investments in movable and immovable tangible assets.

It is intended for Bulgarian and foreign legal entities, which are owners of or responsible for:

  • Big enterprises with manufacturing or non-manufacturing activity;

  • Insured amount for protection of manufacturing activity of more than BGN 500 thousand, and of non-manufacturing activity – more than BGN 1 million;

  • In case of mortgaged or pledged property, the insurance may be issued in favor of DSK Bank.

Benefits:

  • Possibility for assuming big industrial risks and insurance liabilities;

  • Wide range of optional insurance covers;

  • Convenient deferment of premiums for no extra costs;

  • Reduction of insurance premium via the option for Insured person’s deductible;

  • Option for payment of premium via direct debit.

     

What risks are insured?

Damages and losses to immovable and movable property as a result of:

Main cover:

  • fire, lightning, explosion, implosion, collision or fall of piloted aircraft, its parts or cargo, costs for cleaning and salvage of property.

Optional covers (at customer’s choice):

  • Arson;

  • Natural disasters, flood, damage due to natural load of snow or ice;

  • Earthquake;

  • Water and steam leakage;

  • Water leakage from sprinkler installations;

  • Sliding or collapse of earth;

  • Damages due to underground water;

  • Breaking of glasses, shop windows, advertising signs and boards;

  • Malicious actions of third parties;

  • Damage due to sea waves;

  • Short circuit and/or current rush;

  • Shock/ sound wave;

  • Loss of rental income;

  • Burglary, robbery, vandalism;

  • Failure of machinery;

  • Interruption of operations;

  • Failure of loading and unloading machineries during loading and unloading works;

  • Declaration of Inventory clause.

Territorial scope

The insurance covers events that have occurred on the territory of the Republic of Bulgaria.

 

Where to make the insurance?

In any DSK Bank office across the country.

You can find more information about the insurance terms and conditions and how to make it in any office of the bank.

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