Secure protection from Grоupama
With group insurance Credit Card Security, from Groupama with insurance agent DSK Bank, and additional cover Comfort you get financial security for you and your family in the event of adverse events with life and health, as well as protection for payment transactions and financial losses.
The insurance also protects your bank card and account, covering losses in the event of unauthorized use of funds from the protected account by another person. The insurance is also valid if added to a phone or other smart device.
All additional credit cards linked to the same bank account are also covered at no extra cost. The insurance is valid worldwide.
It is intended for customers with a credit card from DSK Bank – aged 18 to 74, holders of bank accounts in BGN or EUR.
How to get the insurance:
1.
Choose the DSK Bank office that is most convenient for you and visit it
2.
At the office, ask for pension funds and insurance products services
3.
You will receive your insurance policy on paper immediately
Advantages;
- Financial support in the event of an adverse event affecting life and health, in the event of an accident
- Security in case of unauthorized use of funds from a lost or stolen credit card
- Protection against fraudulent payments made from smart devices
- All additional cards without extra charge are protected
- Active coverage with a grace period of 65 days
- Protection worldwide
What are the covers:
| Cover Accident - 2 000 BGN | |
| Death as a result of an accident | Yes
|
| Complete and irreversible loss of autonomy as a result of an accident | Yes
|
| Temporary incapacity for work due to hospitalization following an accident* | Yes
|
| Cover Comfort - 2670 BGN | |
| Unauthorized use of the insured card after theft, robbery, or loss; Theft, robbery, or loss of withdrawn cash Theft or loss of keys and/or safe keys, and/or personal documents along with the card; Theft of a mobile phone or tablet / theft or loss of a wallet or bag together with the insured card. | Yes
|
| ANNUAL PREMIUM** | 46,71 BGN |
| MONTHLY PREMIUM** | 3,89 BGN |
*10‰of 2 000 BGN for each day of hospital stay, after the third day up to a maximum of 180 days.
**The premiums listed include 2% tax, in accordance with the Insurance Contracts Act. In the event of death or permanent disability covered by the Credit card security insurance and Overdraft security insurance, the insurance company shall pay the insured person's credit card debt to the credit institution. In the event of death or permanent disability covered by Credit card security insurance and Overdraft security insurance, compensation is paid in the amount of the amount used, with a maximum limit of 2 000 BGN
Insurance compensation under the "Comfort" financial coverage:
| Covered risk | Maximum limit of insurance compensation for each year |
| Unauthorized use of the card by a third party as a result of theft, robbery, or loss of the card A) Refund of the amount of payments made with the card and/or cash withdrawn from ATMs; B) Costs and fees for blocking the card, costs for reactivation and issuance of a new card. | 650 BGN (100 BGN per insured event) |
| Theft, robbery, or loss of cash withdrawn by the cardholder from an ATM of any bank | 800 BGN |
| Theft or loss of keys and/or safe keys, and/or documents together with the insured bank card A) Costs for replacing stolen/lost personal documents; B) Costs for replacing stolen/lost keys and/or safe keys. | 200 BGN for personal documents 220 BGN for safe keys |
| Theft of a mobile phone or tablet together with the insured bank card and theft or loss of a wallet or bag stolen or lost together with the insured card A) Reimbursement of expenses for phone calls and SMS/MMS messages made within 48 hours after the theft of the mobile phone/tablet, and reimbursement of expenses for a new mobile phone or tablet; B) Reimbursement of the cost of stolen/lost wallets and/or bags together with the insured card. | 800 BGN (200 BGN sublimit of the total limit) |