For your peace of mind HERE and NOW from Groupama
Loan Protection insurance, from Groupama with insurance agent DSK Bank, is for new equipment, appliances and furniture. An affordable option for customers of DSK Bank for commodity loans, which ensures payment of the balance of the loan in case of adverse events with the life and health of the borrower, as well as in the case of total or partial damage to the purchased goods.
How to get the insurance:
1.
Visit the most convenient store of our partners
2.
Request the service Pension funds and insurance products
3.
You receive your insurance policy immediately HERE and NOW
Advantages
- Protection of your financial resources and purchased goods in the event of an incident involving your life and health./li>
- Coverage valid for the entire loan repayment period.
- Option to pay the premium simultaneously with the monthly loan repayment.
Какви са покритията:
| STANDARD+ package | STANDARD+ 150 package | STANDARD package | STANDARD 150 package | Protected goods | |
|---|---|---|---|---|---|
| Borrowers | From 18 to 64 years old | From 18 to 64 years old | From 65 to 78 years old | From 65 to 78 years old | From 18 years old |
| Insurance amount |
- Loan balance or monthly repayments, depending on the relevant coverage |
- 150% of the outstanding loan balance or monthly repayments (100% to the bank and 50% to the insured person/legal heirs) |
- Loan balance or monthly repayments, depending on the relevant coverage |
- 150% of the outstanding loan balance or monthly repayments (100% to the bank and 50% to the insured person/legal heirs) |
- Loan balance (not exceeding the actual value of the asset on the date of the event) |
| In case of an accident | |||||
| Death | Yes
|
Yes
|
Yes
|
Yes
|
No
|
| Complete permanent disability exceeding 70% | Yes
|
Yes
|
No
|
No
|
No
|
| Temporary incapacity for work exceeding 60 days | Yes
|
Yes
|
No
|
No
|
No
|
| Hospitalization | No
|
No
|
Yes
|
Yes
|
No
|
| In case of illness | |||||
| Death | Yes
|
Yes
|
No
|
No
|
No
|
| Complete permanent disability exceeding 70% | Yes
|
Yes
|
No
|
No
|
No
|
| Temporary incapacity for work exceeding 60 days | Yes
|
Yes
|
No
|
No
|
No
|
| In case of job loss | |||||
| Unwanted unemployment | Yes
|
Yes
|
No
|
No
|
No
|
| For property | |||||
| Fire, lightning, explosion, implosion | Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
| Severe storm, snow and ice slides | Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
| Water and steam leakage | Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
| Burglary | Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
| Armed robbery | Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
| Theft using technical means | Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
| Malicious acts by third parties and vandalism | Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
| Civil liability to third parties for damage caused by the purchased appliance | Yes
|
Yes
|
Yes
|
Yes
|
No
|