Important information
As of 1 September 2026, Bank DSK no longer offers new POSL.
If you already have a POSL, nothing changes for you - you will continue to repay it in accordance with the terms and conditions of your agreement.
How can you make your monthly payments?
You can continue to make the monthly payments on your POSL in the same way as before.
You can deposit funds into the account used for servicing your loan through the available Bank DSK channels or by making a transfer from another bank.
No fee is charged if you choose to make your monthly payments:
- at a Bank DSK ATM;
- if you use other Bank DSK products - by transferring funds between your own accounts via DSK Mobile and DSK Online digital banking, as well as via DSK Direct.
A fee will apply if the monthly payment is made:
- by you or a third party at the counter in a Bank DSK branch. The fee is charged in accordance with Bank DSK’s Tariff for Individuals;
- by bank transfer from another commercial bank. A fee is charged in accordance with the respective bank’s tariff;
- through a payment service provider. The fee is determined in accordance with the respective provider’s tariff. In this case, we recommend making the payment several days before the agreed due date, as there may be a delay in processing the payment.
Would you like to repay your loan early?
You can make a partial or full early repayment of your POSL at any time at a Bank DSK branch.
To find out the exact repayment amount and the steps you need to take, please contact our colleagues at a Bank DSK branch.
For early repayment, a fee applies depending on the remaining term of the agreement:
- 1% of the amount repaid early if the remaining term of the agreement is more than one year;
- 0.5% of the amount repaid early if the remaining term is one year or less.
Frequently asked questions
Detailed information about your POSL is available in DSK Mobile and DSK Online digital banking.
You can download the DSK Mobile app to your mobile device from Google Play or the Apple App Store and register. Then go to the Products menu, where you will find all the details about your POSL.
If the loan has not been added to your online banking, you can add it by going to Settings > Account Management, selecting the loan account for the respective digital channel – online or mobile banking – and then selecting Confirm.
You can also find information about your POSL in DSK Direct by going to Loans > Your Loans and selecting Details.
If the loan has not been added to DSK Direct, you can add it by going to Settings > Account Management, selecting the loan account for the respective digital channel – online or mobile banking – and then selecting Confirm.
If you need any additional assistance, you can contact us via our chat at the bottom-right corner of the site.
Yes. If you have an active current account with Bank DSK, your POSL will be serviced through this account.
If you do not have a current account with Bank DSK, an account will be opened in your name for servicing your POSL. You need to ensure that this account has sufficient funds to cover at least the amount of your monthly instalment no later than the payment due date.
Your loan instalment is settled once the funds have been credited to the account used for servicing the loan and the Bank’s end-of-day processing has been completed. This processing takes place in the Bank’s systems on every business day.
If you transferred the funds via EasyPay, there may be an additional delay of 1–2 business days before the funds are received by the Bank.
If you have no other active POSL and there are no funds remaining in the account, the Bank will close the account.
If there are funds remaining in the account and you do not have any other accounts with Bank DSK to which the funds can be transferred, you will need to visit a Bank DSK branch convenient for you to receive the remaining amount in cash.
