Pay with my card and earn rewards
No fee with the Youth plan and Unlimited plan
With the “My DSK Points” loyalty program, you earn 1 point for every euro spent
No interest is charged if you repay the due amount within 45 days
What benefits do I get?
- The card is offered in euros
- Interest is charged only on the used portion of the credit limit
- Option to deposit your own funds above the approved credit limit
- Free SMS notifications for transactions and revolving payment amounts due
- Fast, convenient, and secure online shopping through a 3D password created for your card
- Option to issue additional cards for yourself or a designated person
- Fast and modern payments through Android or iOS mobile wallets after adding the card via DSK Mobile
- No interest on POS purchases if the full outstanding amount reported on the due date is repaid
- No fee with the Youth plan and Unlimited plan
- With the “My DSK Points” loyalty program, you earn 1 point for every 1 euro spent
- Option for an interest-free credit period of up to 45 days
What bonuses do I receive?
“My DSK Points” Loyalty Program
With the “My DSK Points” loyalty program, you earn 1 point for every euro spent at POS terminals and online. You can monitor and redeem your accumulated points through DSK Mobile at any time. The equivalent value of 100 points is 1 euro.
With an active Unlimited plan, you can accumulate up to 15,000 points worth up to 150 euro per year
With an active Youth plan, you can accumulate up to 5,000 points worth up to 50 euro per year
Without an active daily banking plan, you can accumulate up to 10,000 points worth up to 100 euro per year
Maximum number of points per transaction: 500 points.
How can I avoid paying interest on the amount I have spent?
If you repay your entire outstanding balance within 15 calendar days after the due date, you will not owe interest on money spent on goods and services paid via POS terminal or online during the period between the last two due dates.
Revolving credit cards | |||
|---|---|---|---|
| EUR | |||
| Standard loan interest rate | 18,90% | ||
| Bonus upon repayment of the entire amount due for the reporting period | No interest in POS purchase amounts | ||
What are the credit card limits?
You can change your card limits free of charge at any time through your profile in the DSK Mobile app. The service is also available in our offices, in which case a fee applies according to the bank’s current tariff .
Transaction limits | Limits under General Terms | Maximum Negotiable Individual Limits |
|---|---|---|
24-hour cash withdrawal limit | 2 500 EUR | 5 000 EUR |
24-hour merchant payment limit | 12 500 EUR | 12 500 EUR |
Total 24-hour limit | 15 000 EUR | 15 000 EUR |
Credit card "Spokoystvie" Insurance
With Credit card "Spokoystvie" Insurance from Groupama, with DSK Bank acting as insurance agent for your credit card, you receive financial support in the event of unfavorable life events related to accidents.
Protects your financial resources in the event of life and health incidents
Active coverage with a 65-day grace period
Worldwide protection
Learn more here.
