A man with a platinum credit card

Platinum credit card

 

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Free “Travel Assistance Abroad” insurance with every issued card
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Part of the Premium рlan or the “DSK Private Banking” plan
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With the “My DSK Points” loyalty program, you earn 1 point for every euro spent

Your premium benefits:


  • Credit limit of up to 20 000 EUR with Premium plan and 60 000 EUR with “DSK Private Banking” plan.
  • With the “My DSK Points” loyalty program, you earn 1 point for every 1 EUR spent. The accumulated points from every POS and online transaction can earn you up to 300 EUR per year with an active Premium daily banking plan* or up to 750 EUR per year with the “DSK Private Banking” plan.
  • No annual fee with an active Premium daily banking plan or “DSK Private Banking” plan.
  • No interest on POS and online purchases when the full amount due for the reporting period is repaid.
  • Option to deposit your own funds above the approved credit limit.
  • Free “Travel Assistance Abroad” insurance with every card.
  • Special travel privileges abroad and exclusive discounts at selected merchants, luxury hotels and resorts, car rental services, and more.
  • Option to issue additional cards for yourself or a designated person.
  • Fast, convenient, and secure online payments.
  • Option to add the card to mobile wallets for Android, iOS, Garmin, and Xiaomi.
  • Free SMS notifications for every transaction and for the minimum monthly repayment amount.
*With the “My DSK Points” loyalty program, you earn 1 point for every 1 euro spent. The accumulated points from every POS and online transaction can earn you up to 300 euro annually with an active Premium plan or the “DSK Private Banking” plan.

What bonuses do I receive?

Part of the Premium plan or the “DSK Private Banking” plan
With the “My DSK Points” loyalty program, you earn 1 point for every euro spent. The accumulated points from every POS and online transaction can earn you up to 30,000 points annually, equivalent to up to 300 EUR with an active Premium plan or up to 75,000 points annually, equivalent to up to 750 EUR “DSK Private Banking” plan.
Maximum number of points per transaction: 500 points for Premium plan and 1 000 for “DSK Private Banking” plan.
Free “Travel Assistance Abroad” insurance with every card.

Platinum Revolving Credit Cards

   EUR 
Standard loan interest rate 18,90%
Bonus for repaying
the full amount due
for the reporting period
No interest on amounts spent on
purchases at merchant POS terminals,
including online

What are the credit card limits?

You can change your card limits free of charge at any time through your profile in the DSK Mobile app. The service is also available in our offices, in which case a fee applies according to the bank’s current tariff .

Transaction Limits

Limits under General Terms

Maximum Negotiable Individual Limits

24-hour cash withdrawal limit

2 500 EUR

5 000 EUR

24-hour merchant payment limit

12 500 EUR

12 500 EUR

Total 24-hour limit

15 000 EUR

15 000 EUR


Credit card "Spokoystvie" Insurance

With Credit card "Spokoystvie" Insurance from Groupama, with DSK Bank acting as insurance agent for your credit card, you receive financial support in the event of unfavorable life events related to accidents.

Protects your financial resources in the event of life and health incidents

Active coverage with a 65-day grace period

Worldwide protection


Read more about the insurance here.

Frequently asked questions

Documents

Find out more