


More information about bonuses
Travel Assistance Insurance provides you with round-the-clock assistance in Bulgarian in the event of an accident or sudden illness while traveling abroad, coverage for lost luggage and personal documents, legal assistance, compensation for delayed flights, and more. See the full terms and conditions here.
Your premium benefits:
- Credit limit of up to 20 000 EUR with Premium plan and 60 000 EUR with “DSK Private Banking” plan.
- With the “My DSK Points” loyalty program, you earn 1 point for every 1 EUR spent. The accumulated points from every POS and online transaction can earn you up to 300 EUR per year with an active Premium daily banking plan* or up to 750 EUR per year with the “DSK Private Banking” plan.
- No annual fee with an active Premium daily banking plan or “DSK Private Banking” plan.
- No interest on POS and online purchases when the full amount due for the reporting period is repaid.
- Option to deposit your own funds above the approved credit limit.
- Free “Travel Assistance Abroad” insurance with every card.
- Special travel privileges abroad and exclusive discounts at selected merchants, luxury hotels and resorts, car rental services, and more.
- Option to issue additional cards for yourself or a designated person.
- Fast, convenient, and secure online payments.
- Option to add the card to mobile wallets for Android, iOS, Garmin, and Xiaomi.
- Free SMS notifications for every transaction and for the minimum monthly repayment amount.
What bonuses do I receive?




Platinum Revolving Credit Cards | |||
|---|---|---|---|
| EUR | |||
| Standard loan interest rate | 18,90% | ||
| Bonus for repaying the full amount due for the reporting period | No interest on amounts spent on purchases at merchant POS terminals, including online | ||
What are the credit card limits?
You can change your card limits free of charge at any time through your profile in the DSK Mobile app. The service is also available in our offices, in which case a fee applies according to the bank’s current tariff .
Transaction Limits | Limits under General Terms | Maximum Negotiable Individual Limits |
|---|---|---|
24-hour cash withdrawal limit | 2 500 EUR | 5 000 EUR |
24-hour merchant payment limit | 12 500 EUR | 12 500 EUR |
Total 24-hour limit | 15 000 EUR | 15 000 EUR |

Credit card "Spokoystvie" Insurance
With Credit card "Spokoystvie" Insurance from Groupama, with DSK Bank acting as insurance agent for your credit card, you receive financial support in the event of unfavorable life events related to accidents.
Protects your financial resources in the event of life and health incidents
Active coverage with a 65-day grace period
Worldwide protection
Read more about the insurance here.