SEPA Credit Transfers

SEPA Credit Transfers

DSK Bank JSC offers its clients SEPA credit transfers, with a lower fee than those of other interbank cross-border transfers.

SEPA - Credit Transfers


SEPA (Single European Payment Area) is an EU initiative to harmonize and facilitate non-cash payments in euros within the countries of the Union. SEPA includes single financial instruments, standards, procedures and infrastructure.

DSK Bank JSC participates in the SEPA scheme for credit transfers through the payment systems BISERA 7 and STEP 2 (through OTP Bank). The specific requirements of the scheme provision are the payments for all EU countries to be made in euro, with a strictly regulated format according to the ISO 20022 standard, including transaction costs to be only "shared" (SHA).

DSK Bank JSC offers to its clients SEPA credit transfers, which fee is lower than the fee for other offered interbank cross-border transfers.

You can check all the fees applied by the bank for payment transactions here.

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