Stylish elderly woman with a card and a purse

Plan For Pension

Save time and fees

It’s always good to have a plan, especially when it comes from DSK Bank and includes so many benefits! Our plans combine the most used banking services and help you save on fees every month.

The best part is that your monthly fee also decreases when you use your card. If you pay at POS terminals or online, you pay less for the entire plan.




Products and services

  • Euro current account with a debit card
  • Unlimited notifications
  • Access to digital banking
  • Unlimited mobile number transfers
  • Unlimited online euro transfers to banks in Bulgaria
  • Unlimited online payments of utility bills, local taxes and fees
  • 3 cash withdrawals with the debit card at DSK Bank ATMs and ATMs of OTP Group abroad





Monthly fee

You only pay the monthly fee. No additional charges apply for the services included in the plan.

  • With discount condition: EUR 1.02 / BGN 1.99 (with 5 card payments*)
  • Without discount: EUR 2.04 / BGN 3.99


* Monthly fee applies when 5 payments for goods and services have been made and posted via POS or online using the debit card issued with the plan within the calendar month. If this condition is not met, a standard monthly fee of EUR 2.04 / BGN 3.99 will be charged.
Additional fees may apply for certain transactions, as well as for other services not included in the plan.







Monthly fee with discount condition

With plan For Pension, you can pay a lower monthly fee every month if you use your debit card.

If you make at least 5 card payments for goods and services at POS terminals or online* within a calendar month, your fee becomes EUR 1.02 / BGN 1.99.


Here’s how easy it is:

Pay for your morning coffee with your debit card, use it while shopping after work, or place an online order in the evening. On the weekend, pay for fuel or dinner - and you’re done!


How much do you save

The standard monthly fee is EUR 2,04 and the discounted fee is EUR 1.02. That’s a difference of EUR 1.02 per month.

At first glance, this may seem small, but over a year you save EUR 12.24-money you can use for everyday expenses, small treats, or something important to you.

On top of that, paying with your debit card is convenient, fast, and secure, and you can easily track your expenses in DSK Mobile. The more you use your plan, the more you benefit.


* Monthly fee applies when 5 card payments for goods and services are made and booked via POS or online using the debit card issued under the plan within a calendar month. If the condition is not met, the standard monthly fee of EUR 2.04 / BGN 3.99 applies.

You can apply for your Unlimited plan at a bank branch convenient for you here.

You can also check our other plans here:





Frequently Asked Questions

Your plan’s monthly fee is reduced* if you meet a specific condition within the month.

For example, if you make the required number of card payments, you’ll get a discount on your monthly fee for that month.

You can get this discount every month.


*The discounted monthly fee applies only to plan For Pension, plan For Salary, Unlimited plan, Youth plan, and Premium plan.

All card payments made at POS terminals—both in-store and online—count toward the required number of payments.

Just make sure the payments are made with the card(s) linked to your plan.

Bank transfers and utility bill payments don’t count.

Yes, all services included in the plan are free of charge.

You only pay the monthly fee and can use everything your plan includes without any extra cost.

Some plans include a set number of free uses.

If you go over that limit, each additional use is charged according to DSK Bank’s standard tariff.

You can do this at any branch of DSK Bank or online through DSK Mobile.

With any plan, you can withdraw cash free of charge from ATMs of the OTP Group abroad.

Check the list of countries where OTP Group ATMs are available.

The number of free withdrawals depends on your plan.

For example, Unlimited plan gives you unlimited withdrawals from OTP Group ATMs.

You can request a DSK Start card for your child (aged 7 to 14) at any branch of DSK Bank.

With plan For Salary, Unlimited plan, or Premium plan, the DSK Start card comes with no issuance or maintenance fees.

Learn more about its benefits.