Modern woman in green holding banking card

Plan For Salary

Save time and fees

It’s always good to have a plan, especially when it comes from DSK Bank and includes so many benefits! The plan For Salary combines the most used banking services and helps you save on fees every month.

The best part is that your monthly fee also decreases when you use your card. If you pay at POS terminals or online, you pay less for the entire plan.




Products and services

  • Euro current account with a debit card
  • Unlimited mobile number transfers
  • Unlimited notifications
  • 5 online utility bill payments
  • 5 online euro transfers to banks in Bulgaria
  • 5 online payments of local taxes and fees
  • A current account with a DSK Start debit card for children aged 7 to 14*
  • 5 cash deposits and withdrawals at DSK Bank ATMs and ATMs of OTP Group abroad
  • Access to digital banking


* The account with the special “DSK Start” debit card does not benefit from the special price discounts for services included in plan For Salary, Unlimited plan, and Premium plan, and it is not included in the transaction count for conditional pricing of the plan.



Monthly fee

You only pay the monthly fee. No additional fees apply for the services included in the plan.

  • With discount condition: EUR 2.55 / BGN 4.99 (with 5 card payments**)
  • Without discount: EUR 3.57 / BGN 6.98


** Monthly fee applies when 5 payments have been made and posted via POS terminal or online using the debit card issued with the plan within the calendar month. If this condition is not met, a standard monthly fee of EUR 3.57 / BGN 6.98 will be charged.
Additional fees may apply for certain transactions, as well as for other services not included in the plan.







Monthly fee with discount condition

With plan For Salary, you can pay a lower monthly fee every month if you use your debit card.

If you make at least 5 card payments at POS terminals or online* within a month, your fee becomes EUR 2.55 / BGN 4.99**.


Here’s how easy it is:

Pay for your morning coffee with your debit card, use it while shopping after work, or place an online order in the evening. On the weekend, pay for fuel or dinner - and you’re done!


How much do you save

The standard monthly fee is EUR 3.57 and the discounted fee is EUR 2.55. That’s a difference of EUR 1.02 per month.

At first glance, this may seem small, but over a year you save EUR 12.24-money you can use for everyday expenses, small treats, or something important to you.

On top of that, paying with your debit card is convenient, fast, and secure, and you can easily track your expenses in DSK Mobile. The more you use your plan, the more you benefit.


* This does not include online payments for utility bills, local taxes and fees, online transfers, and mobile number transfers.

** Monthly fee applies when 5 card payments are made and booked within a calendar month using the debit card issued under the plan. If the condition is not met, the standard monthly fee of EUR 3.57 / BGN 6.98 applies.

You can apply for your Unlimited plan at a bank branch convenient for you here.

You can also explore our other plans here:




Frequently Asked Questions

Your plan’s monthly fee is reduced* if you meet a specific condition within the month.

For example, if you make the required number of card payments, you’ll get a discount on your monthly fee for that month.

You can get this discount every month.


*The discounted monthly fee applies only to plan For Pension, plan For Salary, Unlimited plan, Youth plan, and Premium plan.

All card payments made at POS terminals—both in-store and online—count toward the required number of payments.

Just make sure the payments are made with the card(s) linked to your plan.

Bank transfers and utility bill payments don’t count.

Yes, all services included in the plan are free of charge.

You only pay the monthly fee and can use everything your plan includes without any extra cost.

Some plans include a set number of free uses.

If you go over that limit, each additional use is charged according to DSK Bank’s standard tariff.

You can do this at any branch of DSK Bank or online through DSK Mobile.

With any plan, you can withdraw cash free of charge from ATMs of the OTP Group abroad.

Check the list of countries where OTP Group ATMs are available.

The number of free withdrawals depends on your plan.

For example, Unlimited plan gives you unlimited withdrawals from OTP Group ATMs.

You can request a DSK Start card for your child (aged 7 to 14) at any branch of DSK Bank.

With plan For Salary, Unlimited plan, or Premium plan, the DSK Start card comes with no issuance or maintenance fees.

Learn more about its benefits.