Save time and fees
Step into a new dimension of banking products and services! The Youth plan is designed exactly for your needs.
Products and services
- Euro account with a Visa Debit card
- Access to digital banking
- Unlimited account notifications
- Unlimited blink P2P transfers by mobile number
- Opportunity for a credit card with no annual fee and participation in the “My DSK Points” loyalty program
- Cash deposits and withdrawals at DSK Bank ATMs and withdrawals from OTP Group ATMs abroad – up to 2 transactions per month in total
- Unlimited online euro transfers to banks in Bulgaria
Monthly fee
You only pay the monthly fee. No additional charges apply for the services included in the plan.
- With discount condition: EUR 0 / BGN 0*
- Without discount: EUR 1.02 / BGN 1.99
* Monthly fee applies when 5 payments have been made and posted via POS terminal or online using the debit card issued with the plan within the calendar month. If this condition is not met, a standard monthly fee of EUR 1.02 / BGN 1.99 will be charged.
Additional fees may apply for certain transactions, as well as for other services not included in the plan.
Monthly fee with discount condition
With the Youth plan, you can pay a lower monthly fee every month if you use your debit card.
If you make at least 5 card payments at POS terminals or online* within a calendar month, your fee becomes EUR 0 / BGN 0**.
Here’s how easy it is:
Pay for your morning coffee with your debit card, use it while shopping after work, or place an online order in the evening. On the weekend, pay for fuel or dinner-and you’re done!
How much you save
The standard monthly fee is EUR 1.02, and with the discount it’s EUR 0. That’s a saving of EUR 1.02 per month (one full monthly fee).
At first glance, the amount may seem small, but over a year you save EUR 12.24. Money you can use for everyday expenses, small treats, or something important to you.
On top of that, paying with your debit card is convenient, fast, and secure, and you can easily track your spending in DSK Mobile. This way, your everyday purchases work in your favour-the more you use the plan, the more you benefit.
**Monthly fee applies when 5 card payments are made and booked at POS terminals or online with the debit card issued under the plan within a calendar month. If the condition is not met, the standard monthly fee of EUR 1.02 / BGN 1.99 applies.
* This does not include online payments for utility bills, local taxes and fees, online transfers, and mobile number transfers.
Additional fees may apply for individual transactions and services not included in the plan.
You can apply for your Unlimited plan at a bank branch convenient for you here.
You can also check our other plans here:
Frequently Asked Questions
Your plan’s monthly fee is reduced* if you meet a specific condition within the month.
For example, if you make the required number of card payments, you’ll get a discount on your monthly fee for that month.
You can get this discount every month.
*The discounted monthly fee applies only to plan For Pension, plan For Salary, Unlimited plan, Youth plan, and Premium plan.
All card payments made at POS terminals—both in-store and online—count toward the required number of payments.
Just make sure the payments are made with the card(s) linked to your plan.
Bank transfers and utility bill payments don’t count.
Yes, all services included in the plan are free of charge.
You only pay the monthly fee and can use everything your plan includes without any extra cost.
Some plans include a set number of free uses.
If you go over that limit, each additional use is charged according to DSK Bank’s standard tariff.
You can do this at any branch of DSK Bank or online through DSK Mobile.
With any plan, you can withdraw cash free of charge from ATMs of the OTP Group abroad.
Check the list of countries where OTP Group ATMs are available.
The number of free withdrawals depends on your plan.
For example, Unlimited plan gives you unlimited withdrawals from OTP Group ATMs.
You can request a DSK Start card for your child (aged 7 to 14) at any branch of DSK Bank.
With plan For Salary, Unlimited plan, or Premium plan, the DSK Start card comes with no issuance or maintenance fees.
