Unlimited plan

Save time and fees

It’s always good to have a plan, especially when it comes from DSK Bank and includes so many benefits! The Unlimited plan combines the most used banking services and lets you use them without additional fees every month.

The best part is that your monthly fee also decreases when you use your card. You get a discount when you make 10 card payments at POS terminals or online.




Everyday banking

  • Euro current account with a debit card
  • Access to digital banking
  • Unlimited notifications
  • Unlimited mobile number transfers
  • Unlimited online euro transfers to banks in Bulgaria
  • Unlimited online payments of utility bills, local taxes and fees
  • Unlimited cash deposits and withdrawals at DSK Bank ATMs and withdrawals from OTP Group ATMs abroad
  • A current account with a DSK Start debit card for children aged 7 to 14*


* The account with the special “DSK Start” debit card does not benefit from the special price discounts for services included in plan For Salary, Unlimited plan, and Premium plan, and it is not included in the transaction count for conditional pricing of the plan.



Travel & lifestyle

  • Galaxy credit card with no annual fee**
  • With the loyalty programme “My DSK Points”, you earn 1 point for every EUR 1 spent; up to 15,000 points per year or EUR 150 for customers with Unlimited plan
  • Additional US dollar account with a debit card**
  • Unlimited mobile number transfers
  • Preferential conditions for consumer, housing and mortgage loans


** Issued upon customer request.



Monthly fee

You only pay the monthly fee. No additional charges apply for the services included in the plan.

  • With discount condition: EUR 5.11 / BGN 9.99 (with 10 card payments***)
  • Without discount: EUR 6.13 / BGN 11.99


*** Monthly fee applies when 10 payments have been made and posted via POS terminal or online using the debit card in EUR/USD or the credit card issued with the plan within the calendar month. If this condition is not met, a standard monthly fee of EUR 6.13 / BGN 11.99 will be charged.
Additional fees may apply for certain transactions, as well as for other services not included in the plan.







Monthly fee with discount condition

With the Unlimited plan, you can pay a lower monthly fee every month if you use your debit card.

If you make at least 10 card payments at POS terminals or online* within a month, your fee becomes EUR 5.11 / BGN 9.99.**


Here’s how easy it is:

Pay for your morning coffee with your debit card, use it while shopping after work, or place an online order in the evening. On the weekend, pay for fuel or dinner. Repeat each of these a couple of times during the month-and you’re done.


How much do you save

The standard monthly fee is EUR 6.13 and the discounted fee is EUR 5.11. That’s a difference of EUR 1.02 per month.

At first glance, the amount may seem small, but over a year you save EUR 12.24 - money you can use for everyday expenses, small treats, or something important to you.

On top of that, paying with your debit card is convenient, fast, and secure, and you can easily track your spending in DSK Mobile. The more you use your plan, the more you benefit.


* This does not include online payments for utility bills, local taxes and fees, online transfers, and mobile number transfers.

** Monthly fee applies when 10 card payments are made and booked within a calendar month using the debit card in euros/dollars or the credit card issued under the plan. If the condition is not met, the standard monthly fee of EUR 6.13 / BGN 11.99 applies.

Additional fees may apply for individual transactions and services not included in the plan.



You can apply for your Unlimited plan at a bank branch convenient for you here.

You can also explore our other plans here: