Discontinuation of Invoicing for POS Transaction Fees

13/10/2025

Dear Customers,

We would like to inform you that, as of January 1, 2026, DSK Bank will no longer issue and send monthly invoices and reports for automatically collected fees related to payments made through POS terminals.

This decision is based on Article 46 of the VAT Act, which states that commission fees related to intermediary services in financial transactions are VAT-exempt. According to Article 113 of the VAT Act, no invoice is required for financial services.

In addition, the change is linked to the upcoming introduction of the Standard Audit File (SAF-T), which will require structured reporting and synchronization of accounting data for each issued invoice.

Our goal with this change is to reduce the administrative burden on your business, avoid potential accounting discrepancies, and make it easier to comply with the new requirements of the National Revenue Agency, while maintaining full transparency of information regarding your POS transactions.

You will continue to receive details of automatically collected fees through your account statements and via the POS Reports service in DSK Direct. Subscription to POS Reports in DSK Direct is free of charge.

If you are not yet subscribed to the service, see how you can do so in the DSK Direct User Guide for Business Clients > POS Reports (pages 9–11).

Thank you for your trust.

If you have any questions or require assistance, please contact us at 0700 10 375 or *2375.

Sincerely,

The DSK Bank Team