Protection of your property and non-property assets
The insurance is designed for small and medium-sized businesses, enabling customers to protect non-property and property assets such as buildings with solid structures, machinery, facilities, equipment, including farm inventory, short-term tangible assets, including materials, products, and goods. It is intended for Bulgarian and foreign individuals and legal entities who are owners or tenants of small and medium-sized enterprises engaged in non-manufacturing activities (offices, shops, commercial premises, restaurants, commercial establishments providing services and business premises) and solid buildings up to 40 years old after Act 15.
What are the advantages?
- Insurance product appropriate for insuring property used as collateral under home and mortgage bank loans;
- Affordable insurance that provides complex protection against the most common risks in business environment;
- Insured amount up to 511 000 EUR;
- Conveniently structured covers in packages at customer’s choice;
- Possibility for optional covers;
- Easy procedure for making the insurance;
- Deferred payment of the premium for no extra costs;
- Discounts upon renewal of the policy if no damages have occurred;
- Option for payment of the premium via direct debit.
What does the insurance cover?
Choice of 4 packages and additional coverage for greater security:
- Package 1 - fire, lightning, explosion, implosion, collision or crash of a piloted aircraft, its parts or cargo, storm (falling trees and branches), hail, torrential rain, flooding, damage caused by the weight of naturally accumulated snow or ice, freezing/frost, damage to property as a result of impact by a vehicle or animal, and costs for clearing debris and salvaging property.
- Package 2 - includes all risks from package 1, including malicious acts by third parties and arson (fire);
- Package 3 - includes all risks from package 2, including short circuit and/or power surge;
- Package 4 - includes all risks from package 3, including landslides or collapses of earth layers and accidents involving loading and unloading machines during loading and unloading.
Additional coatings (at the customer's choice):
- Earthquake;
- Water and steam leakage;
- Breaking glass, shop windows, advertising signs and billboards;
- Shock/sound wave;
- Loss of rental income;
- Burglary;
- Clause "Civil liability" to third parties for property damage caused to third parties by insured property as a result of an insured event covered by the policy.
How to get the insurance?
Quick and easy at any DSK Bank office in the country
Information about the terms and conditions can be received at any office or by sending an inquiry