Mobile banking

DSK mToken for Business Clients

With DSK mToken signing bank transfers and documents is easier than ever

What is DSK mToken?

DSK mToken is a mobile application that allows you to confirm transfers and documents for personal and business clients, completed through online banking DSK Direct and through the app DSK Smart.  It also allows you to confirm online payments with your bank cards.


Downloading and activating DSK mToken is completely free. You will not need an additional device, the app can be downloaded on your mobile phone.


Secure and safe two-factor authorization for every completed operation.


You can work offline and confirm transfers even if your phone doesn’t have internet access.


You can activate and use DSK mToken on more than one device.

Your advantages:

With DSK mToken you can:

  • Sign and confirm transfers to third-parties in DSK bank or other banks

  • Confirm online payments with your bank cards from merchants, who are part of the secure payments programme – Visa Secure and Mastercard Identity Check

  • Sign registration requests through DSK mToken by card, with a  3D password and temporary password, so you can create your personal PIN code, in order to give you approval for direct debit and more

  • Sign requests to open bank accounts, order debit cards, and more

  • Sign requests to issue and reissue bank cards


Signing a bank transfer with DSK mToken:

Step 1

Open DSK mToken by clicking the icon on your screen or by clicking the notification you receive on your mobile device.

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Step 2

Click the button "Sign".

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Step 3

Check the details of your transfer.

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Step 4

Confirm the transaction with your PIN code, finger print ID, or face recognition.

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How can I request the DSK mToken service from DSK Bank?

Go to a DSK Bank branch and follow the steps below:

  • Send a message saying “I want DSK mToken” through the contact form in the mobile banking app DSK Smart or DSK Direct.

  • We will contact you by phone and guide you through the process of signing the request, the mobile application Evrotrust.

How is DSK mToken activated?

1. Download DSK mToken on your phone:


2. Log-in to DSK Direct and click the “Settings” menu, selecting “DSK m Token”

3. Add a new device and follow the steps, as shown on your DSK Direct screen

4. Enter the temporary PIN you received by SMS from the bank

5. Create a new password or biometric identification so you can successfully confirm transfers and documents

(FAQ) Frequently Asked Questions – DSK mToken

You can activate DSK mToken only on one device – a smartphone or tablet. You will need to install DSK mToken on the device you would like to use and follow the steps in order to activate the service.

If you have forgotten your PIN code you will need to deactivate DSK mToken by accessing the Settings menu and selecting “Reset”. You will also need to log-in to DSK Direct and select “Deactivate” in the DSK mToken Settings menu. You will then need to follow the steps outlined above, so you can activate a new device in the app.

If you have blocked your access to DSK mToken as a result of entering your PIN code incorrectly 5 times in a row, you will need to contact the bank or visit a convenient for you branch location.

If you have switched your mobile phone number, you will need to visit a DSK Bank branch office and request to change it.

DSK mToken can be installed on a device with the operating system:

  • Android 4.4.2 and later
  • iOS 9.3 and later
The mobile application DSK mToken is a highly secure method for signing documents and cannot be used on “rooted” or “jailbroken” mobile devices*.

*devices with a manually adjusted, unofficial or unauthorized version of an operating system


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