About DSK Bank

DSK Bank is a subsidiary of the Hungarian Bank OTP, and a part of OTP Group - the largest financial service provider in Hungary and a regional leader in Central and Eastern Europe.

Management

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Documents

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DSK Bank's History

Highlights of 72 years DSK Bank

Established in 1951 as The State Savings Institute – the only retail deposit and credit institution.
Transformed into a commercial bank on April 30th 1998
In October 2003 becomes sole property of the Hungarian OTP Bank
On May 1st 2020 merges with SG Expressbank
In 2021 started a strategic program for digitalization - to create and deliver great products to the new, digital native generation
From 2022 onwards embarked on a new era of customer experience and efficiency leadership

DSK Bank and OTP Group

OTP Group is one of the fastest growing and one of the leading banking groups in the Central and Eastern European region, with outstanding profitability and a stable capital and liquidity position
As the most active consolidator in the banking sector of the Central and Eastern European region, the Group has successfully acquired and integrated 25 banks since the early 2000s

Today the Group is present in 11 countries in Central and Eastern Europe and Central Asia region.
Currently, is a market leader in Hungary, Bulgaria, Serbia, Montenegro, and in Slovenia.
With integrity and determination OTP Group is working towards helping the development of the Central and Eastern European region to become the continent’s growth engine
With nearly 40,000 employees in now 11 countries, the Group provides universal financial services to 17 million customers
OTP Group is headquartered in Hungary and has a diversified and transparent ownership structure. The Banking Group has been listed on the Budapest Stock Exchange since 1995.

A longstanding leader of retail banking, DSK Bank has established its firm position in both private and corporate banking. The bank has the largest number of clients in the country, a leader in trust amongst financial services users, and is the preferred employer of students in the country

As a modern company with a long-term strategy for growth and progress in the large-scale digital transformation of its business, the bank invests in the development of innovative offices, modern products, and personalized services for its clients.

The bank’s strategic goal is to provide a unique client experience, as well as to demonstrate its dedication to society through its significant contribution to the stability and prosperity of the Bulgarian bank system.

Expansion in Bulgaria

At the beginning of 2019, DSK Bank finalized the acquisition of Societe General Expressbank and its subsidiaries in Bulgaria.

After the merge of the two banks on May 4th, 2020, the new and unified bank group took a top position in value of assets and became a leader in terms of the amount of deposits and size of its loan portfolio, obtaining the largest bank branch and ATM network, as well as premier innovative banking services.

Разрастване в България Банка ДСК и Експресбанк

Digitalization of Bank Operations

DSK Bank transformed and digitalized its business operations, maintaining and perfecting its technological infrastructure, in order to comply with the most modern and innovative standards and mechanisms for bank safety and security.

The organization offers convenient bank services both through modern digital channels, as well as offline physical locations, offering personalized solutions for clients which address specific user needs and preferences. .

Innovative Channels and Advanced Technological Solutions

DSK Bank has exceptionally advanced technological bank offices. The online and mobile banking platforms DSK Direct and DSK Smart, as well as the application for official online document signatures DSK mToken, continue to be the preferred channels for online banking amongst clients. These platforms allow users to have quick, convenient, and easy access to their balances and funds, account transactions, card limits; they also have the option to create a virtual card, apply for personal credit or pay common bills and much more.