Virtual POS for corporate clients

Ability for full or partially refund via „REFUND“ transaction, where the amount is refunded on cardholder’s account. The service is used for complaints, return of goods within the legal period and etc.

The service is applicable for each merchant.

Example:

Stella’s dream is to have her own boho style fashion line. In 2018 she made her first collection of clothing accessories, which she advertised on social networks. The clothes arouse great interest and are sold within a week. Since then, Stella has many successful collections, created an online store and already has regular customers. As these are clothes, it sometimes happens that the size is not appropriate or the clothes do not fit the buyer well. Stella understands the needs of her clients, so it is convenient for her to use the „refund “function, in which the amount paid is returned directly to the cardholder’s account.

Additional functionality that allows the cardholder’s profile to save the card data on your online shop, which facilitates subsequent payment to you.

The service is applicable for merchants with online business, which involves regular customers, for whom it is convenient not to enter the card data every time shopping.

Example:

Ivan has loved animals since he was a child and has always had a pet at home. Graduated in Marketing, started working in the Marketing Department of a direct sells chain. The work is interesting and dynamic, but after 7 years Ivan feels exhausted, although he really likes what he does. So he decided to combine his love of animals with his marketing experience, and set up an online store for accessories and pet food. Soon Ivan has regular customers who order periodically from the store, confident in the quality of goods and fast delivery. The bank advises Ivan to give its customers the opportunity to save the card data in their account for subsequent payments which will facilitate the ordering process and save them time. Ivan includes the offered functionality and soon receives positive feedback from its regular customers. The saving of the card data is in a secured environment in the Bank’s systems.

Additional functionality that allows temporary blocking of a certain amount on the client’s card, according to an agreed commitment with the merchant. Payment for the service/purchase of the goods is made at a later stage.

The service is applicable for hotels, travel agencies and tour-operators, rent-a-car and/or other means of transport, B2B trade.

Example:

Dobri and Tedy are retired teachers. They decide to leave the big city and use a heritage plot in the Rodopes, where they have built a family hotel. They welcome guests all year round, as the beautiful nature and tranquility of the mountains attract many tourists. They often use authorizations when booking, which is convenient for both them and their guests who return periodically. Payment is due when their guests leave the hotel.

Additional functionality that enables to generate and send a link for one-time payment (pay by link) in a secured environment of the DSK Bank server, without the need for software integration with virtual POS. The service can be used alone or as a supplement to a virtual POS.

The service is applicable for hotels, rent-a-car and/or other means of transport, travel agencies and tour-operators, B2B trade, fast foods that offer delivery as an additional service, small business with few orders online.

Example:

Peter is a third generation lawyer specializing in computer law. Five years ago, he created a private law practice. He creates a site through which he promotes his work through advertising among his potential clients. He works mainly with software companies, which he advises on legal issues. Most clients have contracts and pay bank transfer, but sometimes Peter also advises individuals who need legal advice in the area. In the changing environment of recent years, consultations are increasingly online. For those clients it is convenient to pay via card, therefor Peter relies to his servicing bank – DSK, offering him the proper function „Pay by link” of the virtual POS, as a convenient and fast tool not requiring additional modifications to the site.