Structured products

Create your own investment product based on specific indices and/or market metrics

DSK Bank offers to its clients structured products, manufactured by leading international banks. The structured products are financial instruments, whose results depend on the performance of an index, interest rate, currency or commodity. They provide an opportunity to achieve a positive return in certain scenarios of the performance of the financial asset on which they are based.

DSK Bank offers the option for structuring a product for a certain client with larger investment on preferred index or asset class as well as capital protection by the client.

Characteristics of the structured products:

Enable exposure to various assets - indices, stocks, commodities, precious metals, currency pairs and others;
Provide a wide variety of profiles in terms of risk and return;
Might be without capital protection or with capital protection to a defined percentage on the maturity of the structured products;
Have daily liquidity provided by the manufacturer of the product.

Target market of the product

Structured products are financial instruments - products, which the Bank distributes. The table below sets out the criteria for determining for which client profile the products are compatible with or not.

	Positive	Negative
Type of clients	all types of clients: retail, professional and eligible counterparties
Clients’ knowledge and experience	If the structured product is with capital protection – client with basic knowledge and experience, possessing the following knowledge and experience: - knowledge about the capital protection of the structured products; - understanding the link between product yields and price movements of the underlying asset; - understanding that the product is over-the-counter-traded (OTC) financial instrument If the structured product is without capital protection - informed client, possessing the following knowledge and experience: - knowledge regarding the capital protection of the structured products; - understanding the link between structured product with capital protection and structured product without capital protection; - understanding the link between product yields and price movements of the underlying asset; - understanding the fundamental factors driving the price of the underlying asset; - understanding that the product is over-the-counter-traded (OTC) financial instrument	does not meet the indicated knowledge and experience requirements
Clients’ financial situation with a focus on the ability to bear losses	ability to bear capital loss according to the terms and conditions of the product
Clients’ risk tolerance and compatibility of the risk	If the structured product is with capital protection - a client with low or medium risk profile If the structured product is without capital protection - high-risk profile of the client. Depending on the structure of the product, the customer may suffer a loss of the invested nominal amount	is reluctant to bear the loss of the invested nominal amount/capital
Clients’ objectives and needs	profiting from a favorable change in the yield of the underlying asset