empty image

Payment Account for Basic Operations

This account is appropriate for any individual
over the age of 18. 

With a payment account for basic operations you can:

  • deposit and withdraw cash

  • receive and order non-cash transfers of amounts

  • you receive your income

  • order an automatic transfer

  • to use a bank card

  • to pay obligations for taxes, fees, electricity, telephone (fixed or mobile), heating, water, internet services and others

  • to use services through electronic banking.

Additional debit card and electronic banking services contracts may be concluded to complement the basic operations account.

No overdraft credit can be provided on the payment account for basic operations.



  • You can manage your account in any branch of the bank

  • Save time and hassle to pay your utility bills, etc

  • A practical way to receive and manage your income

  • You repay your loans and transfer amounts to other accounts opened in the bank, without the need for your presence

  • Security - behind the amounts on your account is the Bank with the longest traditions in Bulgaria.

What do I have to do?

To open a payment account for basic operations, visit the most convenient for you branch of the Bank. No minimum amount is required to open an account.

The deposit is guaranteed under the terms and conditions of the Bank Deposit Guarantee Act. The Bank Deposit Guarantee Fund guarantees full repayment of the amounts on the deposits of one person in one bank, regardless of their number and amount up to a total amount of BGN 196,000.

Fees in accordance with the current Tariff of DSK Bank.

Virtual savings component Annual interest rate
Up to 999,99 0,00%  0,00%  0,00%
From 1 000,00 to 4 999,99 0,01%  0,01%  0,01% 
From 5 000,00 to 24 999,99   0,01%  0,01%  0,02% 
Over 25 000,00 0,01%  0,01%  0,03% 

Other Products

Standard Current Account

In DSK Bank you can open a current account in BGN, EUR, USD, GBP, CHF, CAD, SEK, HUF, RON, JPY, RUB and TRY.

Current Account with Differentiated Interest Rate

Designed for adults who wish to transfer their income to the Bank, pay their utility bills, use a bank card and electronic payments, and receive higher interest income.

Donation Account DSK Pulse

This charity account helps raise money and help children who have no parents receive education.

Payment Account for Basic Operations

With this account you can secure your funds in BGN and conduct standard payment operations.

Current Accounts with Special Debit Cards for Kids, Teens, and Youth

Children, teens, and youth can take advantage of a variety bank services with this standard current account.

Contact Us

010 010


For evaluation and recommendations

Call center Call center

Customer Support

We will get in touch with you

012 012

Find an office location

Explore our network of branches and ATMs