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Mastercard Business Credit/Visa Business Credit

Mastercard Business Credit and Visa Business Credit cards of DSK Bank.

Mastercard Business Credit and Visa Business Credit cards of DSK Bank guarantee fast and secure access to funds, helping you to manage your specific business needs – expenses for business trips and meetings, hotels, fuel and even office consumables and overheads.

With your business credit card from DSK Bank you have freedom and convenience to make hotel reservations, book air tickets, Rent-A-Car easily, make purchases or just take cash from ATMs.

Mastercard Business Credit and Visa Business Credit cards of DSK Bank are designated for company executives employees, but also for self-employed professionals. The card could be issued on accounts in BGN or EUR.

Your advantages

  • 0% interest rate for purchases and cash transactions
  • Fund availability 24/7
  • Detailed expenses control
  • No restriction for the number of issued cards from the total credit line
  • Each card is personalized with cardholder name along with the company one, and has its own card spending credit limit, defined by you as a manager of the company
  • Travel assistance insurance on every cardholder
  • Free SMS notifications for every transaction
  • Free SMS notifications for monthly due amount

    Where can I see how much I owe?

    Each month, after the end of your credit card current period, the Bank generates a card statement which contains:
    • minimum due amount
    • due date
    • spent amount from the credit limit as well as the details for the transactions.

    For your convenience, we offer you different possibilities for receiving your monthly statement:

    • On hard copy sent to your address. It is important to remember that if your address is not correct or has been changed, the Bank is not able to deliver your monthly statement
    • Online via DSK Direct
    • In branch of DSK Bank

    Information for minimum due amount can be obtained:

    • At branch of DSK Bank;
    • Via SMS notification on your mobile phone

    Where can I pay the minimum due amount?

    There are variety ways to settle your card obligations. You can easily pay your balance through one of the following options:

    • Through bank remittance on the account of your credit card – in your online banking platform DSK Direct or from another bank
    • In branch of DSK Bank
    • Recurring payment from your current account in DSK Bank

Interest rate 

Standard interest rate

0%

Overdue interest on non-payment of minimum due amount in the grace period

22%

 

Transaction limits

According to your needs, we created three levels of transaction limits

Premium Level

Transaction type

General terms limits

Maximum value for individually negotiated limits

Daily limits for cash

5 000 BGN/ currency equivalent

10000 BGN/ currency equivalent

 Daily limits for purchases  25 000 BGN/ currency equivalent  50000 BGN/ currency equivalent

Total cash and purchases daily limits

25 000 BGN/ currency equivalent

50000 BGN/ currency equivalent


Level Max

Transaction type

General terms limits

Maximum value for individually negotiated limits

Daily limits for cash

2 000 BGN/ currency equivalent

5000 BGN/ currency equivalent

 Daily limits for purchases  15 000 BGN/ currency equivalent  25000 BGN/ currency equivalent

Total cash and purchases daily limits

15 000 BGN/ currency equivalent

25000 BGN/ currency equivalent


Standard Level

Transaction type

General terms limits

Maximum value for individually negotiated limits

Daily limits for cash

1 000 BGN/ currency equivalent

2000 BGN/ currency equivalent

 Daily limits for purchases  5 000 BGN/ currency equivalent  15000 BGN/ currency equivalent

Total cash and purchases daily limits

5 000 BGN/ currency equivalent

15000 BGN/ currency equivalent





 

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