Dear customers,
High-quality service and the continuous improvement of our products are key priorities for us. Which is why we regularly update our products to ensure that they meet the changing needs and expectations of our customers. In this regard, with effect from February 1, 2027, DSK Bank will terminate “DSK Premium”, “DSK Premium Plus”, “DSK Premium Sailors”, “DSK Premium Sailors Plus”, “Private Banking Classic”, “Private Banking Golden” “Private Banking Classic Plus”, “Private Banking Golden Plus” in euro; with effect from that date, the Bank will treat existing contracts for the use of these packages as contracts for the use of a Premium plan with special pricing conditions, subject to the terms and conditions included in that plan, updated for 2027.
What does this mean for you?
- ✓ You will get access to an updated range of banking products and services.
- ✓ You will be able to use more products and services at special rates.
- ✓ You will have the option to reduce your monthly plan fee if you pay using the bank card included in the plan at a physical or virtual POS terminal.
- ✓ You will also receive:
- – a preferential exchange rate when paying with a card included in the plan;
- – the option to open an unlimited number of current accounts that benefit from the plan’s preferential terms;
- – a platinum credit card with no annual fee and cashback of up to €300 per year;
- – interbank incoming transfers – credit transfers in foreign currency from banks outside the EEA and credit transfers in currencies other than the euro from banks within the EEA – unlimited;
- – a special DSK Start debit card – no account opening fee;
- – cash transaction benefits.
Full details of the new terms and conditions and the applicable monthly service charge can be found here:
| PREMIUM BANKING | |
|---|---|
| Service | Fee |
| Opening a Current Account with Debit Card Visa Platinum Debit in EUR | Free of charge |
| Monthly maintenance for current account | Free of charge |
| Monthly fee for Visa Platinum Debit | Free of charge |
| Without fee for notification via text messages through a mobile network or mobile application, incl. Viber | Free of charge |
| Without fee for transfers to mobile number | Unlimited |
| Without fee for intrabank credit transfer in EUR ordered through electronic channels | Unlimited |
| Without fee for an interbank credit transfer in EUR in the country ordered through electronic channels, incl. instant payments | Unlimited |
| Without fee for utility payments in EUR through electronic channels, incl. local taxes and fees | Unlimited |
| Without fee for interbank outgoing transfers in EUR in other banks outside the country, but in EEA ordered through electronic channels | Unlimited |
| Without fee for Instant credit transfer in euro to other banks outside the country but in the EEA through electronic channels | Unlimited |
| Without fee for Interbank incoming transfers - Foreign currency credit transfers from non-EEA banks and non-EUR credit transfers from EEA banks | Unlimited |
| Without fee for cash deposit via DSK Bank's ATM for the main card to the account | Unlimited |
| Without fee for cash withdrawal from DSK Bank's ATM in Bulgaria and ATM of OTP abroad for the main card to the account | |
| Opening an account with a special debit card “DSK Start” | Free of charge |
| Opening and servicing of all current accounts in EUR, USD, GBP and CHF** | Free of charge |
| Opening and maintenance for an additional current account with a debit card in EUR and USD | Free of charge |
| Cash operations | - Cash withdrawals at the Bank's office - No fee up to EUR 13,000.00 (equivalent in another currency) per month. - Cash deposit at a Bank office - No fee up to |
| One main credit card with no annual fee | Platinum credit card |
| Additional card issued to main Platinum credit card | EUR 36 |
| Monthly fee | EUR 13.99 / EUR 9.99 * |
Notes:
1. For products and services for which no special price conditions are provided, the standard terms and conditions for the respective product/service according to the Tariff apply
* Monthly fee for using Premium Plan when minimum 20 transactions are made- payment of goods and services via POS or on the Internet with a card to the account, made and accounted for within the calendar month
** All payment accounts included in the Premium Plan benefit from its preferential terms and special pricing conditions
If you do not accept the changes being made, you have the right to terminate the contract in writing before the effective date of the changes without compensation or penalty. The Bank shall deem that the customer has accepted the changes if he has not notified it to the contrary within the specified period.
Sincerely,
DSK Bank Team
