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Fire and Other Property
Damages Insurance

Ensure protection of your home

Fire and Other Property Damages Insurance offers security against total loss or partial damage both of immovable property (offices, shopping and business buildings, etc.0 and of movable property (furniture, office equipment, devices and apparatuses, plant and machinery, goods, unfinished goods, finished goods, etc.).

It is intended for Bulgarian and foreign natural persons and legal entities who are owners of or are responsible for:

  • Small and medium-sized enterprises with manufacturing or non-manufacturing business;

  • Buildings with issued Certificate Form No 14;

  • Insured amount of up to BGN 500 thousand for protection of manufacturing business, up to BGN 1 million – for non-manufacturing business;

  • In case of mortgaged or pledged property, the insurance may be made in favour of DSK Bank as well.

Benefits of the insurance:

  • Insurance appropriate for buildings in process of construction with Certificate Form No 14 and non-solid buildings;

  • Options for insured amount of up to BGN 1 million;

  • Choice of 17 additional covers and their combinations;

  • Options for deferred premium payment for no extra costs;

  • Options for premium payment via direct debit.

What risks are insured?

Main cover:

  • Fire, lightning, explosion, implosion, collision or fall of piloted aircraft, its parts or cargo.

Additional cover:

  • arson;

  • natural disasters, flood, damage due to natural load of snow or ice;

  • earthquake;

  • water and steam leakage;

  • sliding or collapse of earth;

  • damages due to underground water;

  • breaking of glasses, shop windows, advertising signs and boards;

  • malicious actions of third parties;

  • damage due to sea waves;

  • short circuit and/or current rush;

  • shock/ sound wave;

  • loss of rental income;

  • costs for temporary/ alternative accommodation;

  • burglary; robbery, vandalism;


Territorial scope

The insurance cover events that have occurred on the territory of the Republic of Bulgaria.


Where to make the insurance?

In any DSK Bank office across the country.

You can find more information about the insurance terms and conditions and how to make it in any office of the bank.


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