Save time and fees
Having a plan is always a smart move – especially with DSK Bank. Our plans combine the most-used services and help you save on fees every month.
The best part? Using your card can lower your monthly fee. Pay at POS terminals or online, and you’ll pay less for your entire plan.
Special offers for you
From August 1, 2025, to December 31, 2025, you can deposit your BGN banknotes fee-free into your personal accounts at a DSK Bank branch or via a DSK Bank ATM with deposit function. Learn more here.
Get a Salary Plan or Pension Plan from August 1, 2025, to December 31, 2025 - enjoy no monthly fee for using the plan until June 30, 2026, starting from the month of purchase.
Choose your plan
We offer a variety of services to fit your needs. Once you pick a plan, visit your nearest DSK Bank branch! You only play the monthly fee for the plan – there are no additional charges for the products and services included.
Monthly fee BGN 4,99 / EUR 2,55
Valid with 5 card payments
Choose your plan
Salary Plan
Monthly fee valid with 5 card payments
BGN 4.99 / EUR 2.55
| Promotion from August 1, 2025, to December 31, 2025 | BGN 0 / EUR 0 |
|---|---|
| Monthly fee (discount applies) | BGN 4.99 / EUR 2.55 with 5 card payments** |
| Monthly fee without discount | BGN 6,99 / EUR 3,57 |
| BGN Current Account with Debit Card | Yes |
| Digital Banking Access | Yes |
| SMS/Viber notification | Unlimited |
| Mobile Number Transfers with blink P2P | Unlimited |
| Оnline BGN transfers to DSK Bank and other banks | 5 transactions |
| Online payments for utility bills, local taxes, and fees | 5 transactions |
| ATM deposits and withdrawals at DSK Bank, plus withdrawals at OTP Group ATMs abroad | 5 per month in total for all three services |
| DSK Start Current Account with Debit Card for Children Aged 7–14*** | Yes |
* From 01.08.2025 to 31.12.2025 , the Salary Plan has no monthly fee until 30.06.2026. After this period, the standard conditions for the monthly fee with discount and monthly fee without discount will apply.
** The monthly fee applies when 5 payments for goods or services are made and processed via POS terminal or online using the debit card issued with the plan within the calendar month. If this condition is not met, the standard monthly fee without discount applies - BGN 6,99 / EUR 3,57.
*** A DSK Start account with a special debit card does not benefit from the discounted fees for services included in the Salary Plan, Unlimited Plan, or Premium Plan, and its transactions are not counted for the purposes of conditional plan fees.
** The monthly fee applies when 5 payments for goods or services are made and processed via POS terminal or online using the debit card issued with the plan within the calendar month. If this condition is not met, the standard monthly fee without discount applies - BGN 6,99 / EUR 3,57.
*** A DSK Start account with a special debit card does not benefit from the discounted fees for services included in the Salary Plan, Unlimited Plan, or Premium Plan, and its transactions are not counted for the purposes of conditional plan fees.
Monthly fee BGN 9,99 / EUR 5,11
With 10 card payments
Choose your plan
Unlimited
Monthly fee with 10 card payments
BGN 9,99 / EUR 5,11
| Monthly fee with discount | BGN 9,99 / EUR 5,11 valid with 10 card payments* |
|---|---|
| Monthly fee without discount | BGN 11,99 / EUR 6,13 |
| BGN Current Account with Debit Card | Yes |
| Access to Digital Banking | Yes |
| SMS/Viber notifications | Unlimited |
| Mobile Number Transfers with blink P2P | Unlimited |
| Оnline BGN transfers to DSK Bank and other banks | Unlimited |
| Online payments for utility bills, local taxes, and fees | Unlimited |
| ATM deposits and withdrawals at DSK Bank, plus withdrawals at OTP Group ATMs abroad | Unlimited |
| DSK Start Current Account with Debit Card for Children Aged 7–14** | Yes |
| Credit Card with no annual fee*** | Galaxy |
| Credit Card Cashback | 1% cashback up to BGN 300 |
| EUR/USD Current Account with Debit Card*** | Yes |
| Preferential conditions for consumer, housing, and mortgage loans | Yes |
* The monthly fee applies when 10 payments for goods or services are made and processed via POS terminal or online using the debit card in BGN, debit card in EUR/USD or credit card issued with the plan within the calendar month. If this condition is not met, the standard monthly fee without discount applies - BGN 11,99 / EUR 6,13.
** A DSK Start account with a special debit card does not benefit from the discounted fees for services included in the Salary Plan, Unlimited Plan, or Premium Plan, and its transactions are not counted for the purposes of conditional plan fees.
*** Issued at the client's request.
** A DSK Start account with a special debit card does not benefit from the discounted fees for services included in the Salary Plan, Unlimited Plan, or Premium Plan, and its transactions are not counted for the purposes of conditional plan fees.
*** Issued at the client's request.
Compare and choose a plan
| Salary Plan | Unlimited Plan | Premium Plan | |
|---|---|---|---|
| Promotion from August 1, 2025, to December 31, 2025 | |||
| Promotion from August 1, 2025, to December 31, 2025 | BGN 0 / EUR 0* | No | No |
| Promotion from April 1, 2025, to December 31, 2025 | |||
| Promotion from April 1, 2025, to December 31, 2025 | No | No | BGN 0 / EUR 0* |
| Monthly fee (discount applies) | |||
| Monthly fee (discount applies) | BGN 4,99 / EUR 2,55 with 5 card payments** | BGN 9,99 / EUR 5,11 with 10 card payments*** | BGN 19,99 / EUR 5,11 with 20 card payments**** |
| Monthly fee without discount | |||
| Monthly fee without discount | BGN 6,99 / EUR 3,57 | BGN 11,99 / EUR 6,13 | BGN 25,00 / EUR 12,78 |
| BGN Current Account with Debit Card | |||
| BGN Current Account with Debit Card | Visa Debit | Visa Debit | Visa Platinum |
| Digital Banking Access | |||
| Digital Banking Access | Yes | Yes | Yes |
| SMS/Viber notification | |||
| SMS/Viber notification | Unlimited | Unlimited | Unlimited |
| Mobile Number Transfers with blink P2P | |||
| Mobile Number Transfers with blink P2P | Unlimited | Unlimited | Unlimited |
| Оnline BGN transfers to DSK Bank and other banks | |||
| Оnline BGN transfers to DSK Bank and other banks | 5 transactions | Unlimited | Unlimited |
| Online payments for utility bills, local taxes, and fees | |||
| Online payments for utility bills, local taxes, and fees | 5 transactions | Unlimited | Unlimited |
| ATM deposits and withdrawals at DSK Bank, plus withdrawals at OTP Group ATMs abroad | |||
| ATM deposits and withdrawals at DSK Bank, plus withdrawals at OTP Group ATMs abroad | 5 transactions | Unlimited | Unlimited |
| ATM withdrawals at DSK Bank and OTP Group ATMs abroad, and ATM deposits at DSK Bank | |||
| ATM withdrawals at DSK Bank and OTP Group ATMs abroad, and ATM deposits at DSK Bank | 5 per month in total for all two services | Unlimited | Unlimited |
| DSK Start Current Account with Debit Card for Children Aged 7–14**** | |||
| DSK Start Current Account with Debit Card for Children Aged 7–14**** | Yes | Yes | Yes |
| Credit Card with no annual fee | |||
| Credit Card with no annual fee | No | Galaxy | Platinum |
| Credit Card Cashback | |||
| Credit Card Cashback | No | up to BGN 300 | up to BGN 600. |
| EUR/USD Current Account with Debit Card | |||
| EUR/USD Current Account with Debit Card | No | Yes | Yes |
| Preferential conditions for consumer, housing, and mortgage loans | |||
| Preferential conditions for consumer, housing, and mortgage loans | No | Yes | Yes |
| Preferential Exchange Rates | |||
| Preferential Exchange Rates | No | No | Yes |
| Free „Travel Assistance Abroad“ Insurance | |||
| Free „Travel Assistance Abroad“ Insurance | No | No | Yes |
| Free Access to Business Lounges at Selected Airports with LoungeKey | |||
| Free Access to Business Lounges at Selected Airports with LoungeKey | No | No | Yes |
| Airport lounge access in case of flight delay with the SmartDelay service | |||
| Airport lounge access in case of flight delay with the SmartDelay service | No | No | Yes |
| Cash withdrawal/deposit up to BGN 25,000 per month at a bank office | |||
| Airport lounge access in case of flight delay with the SmartDelay service | No | No | Yes |
* From 01.08.2025 to 31.12.2025, the Salary Plan is free of monthly fees for use until 30.06.2026. After this period, the terms for a monthly fee with a discount and a monthly fee without a discount continue to apply.
*From 01.04.2025 to 31.12.2025, the Premium plan is free of monthly fees for the first 2 months from the conclusion of the contract. After this period, the terms for a monthly fee with a discount and a monthly fee without a discount continue to apply.
** Monthly fee for 5 payments made and posted at a POS terminal or online with the debit card issued with the plan, within the calendar month. If the condition is not met, a standard monthly fee of BGN 6.99 / EUR 3.57 is due.
*** Monthly fee for 10 payments made and posted at a POS terminal or online with the BGN debit card, the EUR/USD debit card or the credit card issued with the plan, within the calendar month. If the condition is not met, a standard monthly fee of BGN 11.99 / EUR 6.13 is due.
**** Monthly fee for 20 payments made and posted at a POS terminal or online with the BGN debit card, the EUR/USD debit card or the credit card issued to the plan, within the calendar month. If the condition is not met, a standard monthly fee of BGN 25.00/EUR 12.78 is due.
***** DSK Start special debit card account does not use the special price discounts for the services included in the Salary plan, Unlimited plan and Premium plan and does not participate in the counting of transactions for the purposes of conditional billing of the plan. There may be additional fees for individual transactions, as well as for other services not included in the plan.
*From 01.04.2025 to 31.12.2025, the Premium plan is free of monthly fees for the first 2 months from the conclusion of the contract. After this period, the terms for a monthly fee with a discount and a monthly fee without a discount continue to apply.
** Monthly fee for 5 payments made and posted at a POS terminal or online with the debit card issued with the plan, within the calendar month. If the condition is not met, a standard monthly fee of BGN 6.99 / EUR 3.57 is due.
*** Monthly fee for 10 payments made and posted at a POS terminal or online with the BGN debit card, the EUR/USD debit card or the credit card issued with the plan, within the calendar month. If the condition is not met, a standard monthly fee of BGN 11.99 / EUR 6.13 is due.
**** Monthly fee for 20 payments made and posted at a POS terminal or online with the BGN debit card, the EUR/USD debit card or the credit card issued to the plan, within the calendar month. If the condition is not met, a standard monthly fee of BGN 25.00/EUR 12.78 is due.
***** DSK Start special debit card account does not use the special price discounts for the services included in the Salary plan, Unlimited plan and Premium plan and does not participate in the counting of transactions for the purposes of conditional billing of the plan. There may be additional fees for individual transactions, as well as for other services not included in the plan.
Other Plans
Every client is unique, and we have a plan to match every need.
Monthly fee BGN 2,99 / EUR 1,53
Choose your plan
Standard
Monthly fee for the plan
BGN 2,99 / EUR 1,53
| Monthly fee | BGN 2,99 / EUR 1,53 |
|---|---|
| BGN Current Account with Debit Card | Yes |
| Access to DSK Mobile Banking | Yes |
| SMS/Viber notification | Unlimited |
| Mobile Number Transfers with blink P2P | Unlimited |
| ATM deposits and withdrawals at DSK Bank, plus withdrawals at OTP Group ATMs abroad | 1 per month in total for all three services |
Monthly fee BGN 0 / EUR 0
Valid with 5 card payments
Choose your plan
Youth plan
Monthly fee with 5 card payments
BGN 0 / EUR 0
| Monthly fee with discount | BGN 0 / EUR 0 valid with 5 card payments* |
|---|---|
| Monthly fee without discount | BGN 1,99 / EUR 1,02 |
| BGN Current Account with Debit Card | Visa Debit |
| Access to Digital Banking | Yes |
| Unlimited account activity notifications | Yes |
| Unlimited P2P transfers via mobile number | Yes |
| Unlimited online transfers in BGN to banks in Bulgaria | Yes |
| Deposits at DSK Bank ATMs, withdrawals at DSK Bank ATMs andwithdrawals at OTP Group ATMs abroad | 2 per month in total for all three services. |
* Monthly fee applicable when at least 5 payments for goods and services are made and booked via POS terminal or online using the debit card issued under the plan within the calendar month. If this condition is not met, the standard monthly fee without discount applies.
Additional fees may be charged for certain transactions, as well as for other services not included in the plan.
Additional fees may be charged for certain transactions, as well as for other services not included in the plan.
Monthly fee BGN 1,99 / EUR 1,02
Valid with 5 card payments
Choose you plan
Pension Plan
Monthly fee with 5 card payments
BGN 1,99 / EUR 1,02
| Promotion from 01.08.25 to 31.12.25. | BGN 0 / EUR 0* |
|---|---|
| Monthly fee (discount applies) | BGN 1,99 / EUR 1,02 valid with 5 card payments** |
| Monthly fee without discount | BGN 3,99 / EUR 2,04 |
| BGN Current Account with Debit Card | Yes |
| Digital Banking Access | Yes |
| Unlimited account activity notifications | Yes |
| Unlimited P2P transfers via mobile number | Yes |
| Unlimited online transfers in BGN to banks in Bulgaria | Да |
| Online payments for utility bills, local taxes, and fees | Unlimited |
| Withdrawals at DSK Bank ATMs, withdrawals at OTP Group ATMs abroad and и ATM withdrawals of other banks in Bulgaria | 3 per month in total for all three services |
* From 01.08.2025 to 31.12.2025, the Pension Plan has no monthly usage fee until 30.06.2026. After this period, the conditions for a discounted monthly fee and a standard monthly fee without discount continue to apply.
** Monthly fee applicable when at least 5 payments for goods and services are made and booked via POS terminal or online using the debit card issued under the plan within the calendar month. If this condition is not met, the standard monthly fee without discount applies.
Additional fees may be charged for certain transactions, as well as for other services not included in the plan.
** Monthly fee applicable when at least 5 payments for goods and services are made and booked via POS terminal or online using the debit card issued under the plan within the calendar month. If this condition is not met, the standard monthly fee without discount applies.
Additional fees may be charged for certain transactions, as well as for other services not included in the plan.
Why should I get a plan?
BGN Current Account with Debit Card
Unlimited P2P transfers via mobile number
Paying utility bills, local taxes, and fees online
Access to DSK Mobile Banking
Unlimited Viber/SMS notifications for account movements
Card for Every Plan
Pick a Card You Love