DSK Smart

How to activate DSK Smart on your phone:

Step 1

Download DSK Smart on your mobile device.

Step 2

Open the app and click the buttons "Activate" and "Activate by SMS".

Step 3

Enter your username and password for DSK Direct.

Step 4

You will receive a code via SMS on your pre-authorized mobile number.

In order to add and account which you would like to monitor on DSK Smart, access your account in DSK Direct, select the menu option “Smart application” and fill in your account details.

If you do not have access to the online banking platform DSK Direct, you can register here: Online banking DSK Direct from DSK Bank (dskdirect.bg)

If you have forgotten your username and password, you can learn how to recover them here: Online banking DSK Direct from DSK Bank (dskdirect.bg)

Our new feature “Money Transfer by Phone Number” is now available in your mobile banking app DSK Smart!

No tax until 30.09.2023
No need to enter IBAN number
No required signatures for transfers up to 100 BGN per day

Additional options:

Add a "Trusted Person" and transfer funds up tp 10 000 BGN a day, without having to deal with authorized signatures
Invite your friends, and share money through your mobile phone number with DSK Smart

How do you activate the option "Money Transfer by Phone Number"?

Step 1

Access the Settings menu in your mobile app DSK Smart and activate the option “Money transfer by phone number."

Step 2

Chose who will receive the transfer from the contact list in your phone. There is no need to enter an IBAN number.

Step 3

Enter the amount and confirm the transaction. No need to sign electronically for up to 100 BGN per day.

Step 4

The transfer will be received in seconds. No tax until 31.01.2023.

The DSK Smart mobile banking app gives you access to:

Bank Transfers:

Schedule transfers by phone number
Third-party bank transfers with an authorized signature from a token, the mobile app DSK mToken, or a verification code via SMS
Utility bill payments
Transfers between your personal accounts

Account Statements:

Receive statements for up to three of your personal accounts even before you log-in to the app
Your personal credit information such as available credit, statement balance, payment due date, and more

Utility bill statements
Transaction history in DSK Smart

Manage your funds:

Information about temporary account freezes and card limits
Virtual savings
Virtual card top-ups
Manage your current accounts

Information about products and services:

Online credit applications (credit cards, personal credits, overdrafts)
Messages from the DSK Bank

Your personal credit information such as available credit, statement balance, payment due date, and more
Information about currency conversions and rates.

Information about your bank cards
Information about our bank offices and branches.

You can personalize your DSK Smart app

Access the app through biometric data or pin code
Activate dark mode or change your screen orientation to horizontal
Add shortcuts to your main screen, gaining easy access to your most used features

DSK smart has a new design, updated features, and can be activated on more than one device or tablet.