Insurance stock loan Groupama and DSK

Commodity Loan </br>Borrowers Insurance

Ensure financial stability for you
and your close relatives



Protection for new equipment, appliances and furniture. An affordable option for customers of DSK Bank for commodity loans, which ensures payment of the balance of the loan in case of adverse events with the life and health of the borrower, as well as in the case of total or partial damage to the purchased goods.


How to apply for Group Insurance Borrowers of Commodity Loans?


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1

Choose the DSK Bank office that is most convenient for you and visit it

 

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2

On site in the office, the Pension Funds and Insurance Products service stated

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3

You receive your policy on paper immediately

 



Advantages for you:

  • The cover is valid for the entire loan repayment period;

  • The insurance remains valid even after full early repayment;

  • Simplified payment of the premium at the same time as the monthly installment on the loan.



What is the coverage?

  From 18 y. to 64 y. From 18 y. to 64 y. From 65 y. to 78 y. From 65 y. to 78 y. From 18 y.
  Package ‘’Standard +'' Package ‘’Standard + 150’’ Package ‘’Standard’’ Package ‘’Standard 150’’ ‘’Protected commodity’’
Insurance sum/ Insurance compensation  The balance of the loan or the monthly repayments, depending on the relevant coverage 150% of the loan balance or the monthly installments (100% to the bank and 50% to the insured person/legal heirs) The balance of the loan or the monthly repayments, depending on the relevant coverage 150% of the loan balance or the monthly installments (100% to the bank and 50% to the insured person/legal heirs) The balance of the loan (not more than the actual value of the property on the date of the event)
Covers
In an accident
Death Yes Yes Yes Yes  
Total permanent incapacity over 70% Yes Yes      
Temporary incapacity over 60% Yes Yes      
Hospitalization     Yes Yes  
Due to disease
Death Yes Yes      
Total permanent incapacity more than 70% Yes Yes      
Temporary incapacity more than 60% Yes Yes      
Due to job loss
Unwanted unemployment Yes Yes      
For property
Fire, lightning, explosion, implosion Yes Yes Yes Yes Yes
Storm, collapse of snow or ice Yes Yes Yes Yes Yes
Water and steam leakage Yes Yes Yes Yes Yes
Burglary Yes Yes Yes Yes Yes
Armed robbery Yes Yes Yes Yes Yes

 

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