Insurance for POS loan - DSK Bank and Groupama

1

Choose the DSK Bank office that is most convenient for you and visit it

2

On site in the office, the Pension Funds and Insurance Products service stated

3

You receive your policy on paper immediately

The cover is valid for the entire loan repayment period;
The insurance remains valid even after full early repayment;
Simplified payment of the premium at the same time as the monthly installment on the loan.

	From 18 y. to 64 y.	From 18 y. to 64 y.	From 65 y. to 78 y.	From 65 y. to 78 y.	From 18 y.
	Package Standard +	Package Standard + 150	Package Standard	Package Standard 150	Protected commodity
Insurance sum/ Insurance compensation	The balance of the loan or the monthly repayments, depending on the relevant coverage	150% of the loan balance or the monthly installments (100% to the bank and 50% to the insured person/legal heirs)	The balance of the loan or the monthly repayments, depending on the relevant coverage	150% of the loan balance or the monthly installments (100% to the bank and 50% to the insured person/legal heirs)	The balance of the loan (not more than the actual value of the property on the date of the event)
Covers
In an accident
Death	Yes	Yes	Yes	Yes	No
Total permanent incapacity over 70%	Yes	Yes	No	No	No
Temporary incapacity over 60%	Yes	Yes	No	No	No
Hospitalization	No	No	Yes	Yes	No
Due to disease
Death	Yes	Yes	No	No	No
Total permanent incapacity more than 70%	Yes	Yes	No	No	No
Temporary incapacity more than 60%	Yes	Yes	No	No	No
Due to job loss
Unwanted unemployment	Yes	Yes	No	No	No
For property
Fire, lightning, explosion, implosion	Yes	Yes	Yes	Yes	Yes
Storm, collapse of snow or ice	Yes	Yes	Yes	Yes	Yes
Water and steam leakage	Yes	Yes	Yes	Yes	Yes
Burglary	Yes	Yes	Yes	Yes	Yes
Armed robbery	Yes	Yes	Yes	Yes	Yes
Theft by means of a technical device	Да	Да	Да	Да	Да
Malicious acts of third parties and vandalism	Да	Да	Да	Да	Да
Third party liability for damage caused by the purchased unit	Да	Да	Да	Да	No