Insurance for POS Loan

Commodity Loan Borrowers Insurance by Groupama

Ensure financial stability for you
and your close relatives



Protection for new equipment, appliances and furniture. An affordable option for customers of DSK Bank for commodity loans, which ensures payment of the balance of the loan in case of adverse events with the life and health of the borrower, as well as in the case of total or partial damage to the purchased goods.


How to apply for Group Insurance Borrowers of Commodity Loans?


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1

Choose the DSK Bank office that is most convenient for you and visit it

 

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2

On site in the office, the Pension Funds and Insurance Products service stated

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3

You receive your policy on paper immediately

 



Advantages for you:

  • The cover is valid for the entire loan repayment period;

  • The insurance remains valid even after full early repayment;

  • Simplified payment of the premium at the same time as the monthly installment on the loan.



What is the coverage?

 From 18 y. to 64 y.From 18 y. to 64 y.From 65 y. to 78 y.From 65 y. to 78 y.From 18 y.
 Package ‘’Standard +''Package ‘’Standard + 150’’ Package ‘’Standard’’ Package ‘’Standard 150’’‘’Protected commodity’’
Insurance sum/ Insurance compensation The balance of the loan or the monthly repayments, depending on the relevant coverage150% of the loan balance or the monthly installments (100% to the bank and 50% to the insured person/legal heirs)The balance of the loan or the monthly repayments, depending on the relevant coverage150% of the loan balance or the monthly installments (100% to the bank and 50% to the insured person/legal heirs)The balance of the loan (not more than the actual value of the property on the date of the event)
Covers
In an accident
DeathYes Yes Yes Yes  
Total permanent incapacity over 70%Yes Yes    
Temporary incapacity over 60%Yes Yes    
Hospitalization  Yes Yes  
Due to disease
DeathYes Yes    
Total permanent incapacity more than 70%Yes Yes    
Temporary incapacity more than 60%Yes Yes    
Due to job loss
Unwanted unemploymentYes Yes    
For property
Fire, lightning, explosion, implosionYes Yes Yes Yes Yes
Storm, collapse of snow or iceYes Yes Yes Yes Yes
Water and steam leakageYes Yes Yes Yes Yes
BurglaryYes Yes Yes Yes Yes
Armed robberyYes Yes Yes Yes Yes
Theft by means of a technical deviceДа Да Да Да Да
Malicious acts of third parties and vandalismДа Да Да Да Да
Third party liability for damage caused by the purchased unitДа Да Да Да  

 

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