Business Clients Online Banking
Your business develops and so does DSK Direct!
Log into DSK Direct
DSK Direct is the preferred online banking of small and large companies which perform their daily business operations much more easily by using DSK Direct wide range of effective online solutions!
DSK Direct allows you to quickly and easily:
Manage your funds
Sign declarations and documents
Manage online your employees’ rights: change a user phone number and/or email address, remove a user and more.
Open an additional account online, submit a request to close an account, issue a bank reference (certificate), issue/reissue a debit card.
DSK Direct key features
You can take a closer look at DSK Direct key features HERE.
What’s new?
New in e-banking for business customers
Menu Cards – cards visibility
Since Aug 2023 cards visibility is defined by assigning users the specific right Debit Cards and/or Credit Cards. You can do that by filling in the relevant application form in a bank office.
Business clients:
The company legal representative will view all company cards regardless of the cardholder;
Authorized users will view all cards issued to the company regardless of the cardholder;
Cardholder – If the cardholder already uses DSK Direct, they will see all cards issued to his/her name and the company holder to whose e-banking he/she has access to.
Menu Cards > Details – Spend limits
Displaying balance and spend limits to business credit cards;
Menu Cards > New tab ‘Credit cards Statements’
Menu Requests > Open a current account – Two signatories (out of total 2):
Legal representatives of companies with method of representation ‘Together’ (with 2 signatories out of 2) can now open an additional account via DSK Direct
Menu Requests > Open a current account – Two signatories (out of total 2):
Legal representatives of companies with method of representation ‘Together’ (with 2 signatories out of 2) can now open an additional account via DSK Direct
Menu Requests > Debit card issuance – Two signatories (out of total 2):
Legal representatives of companies with method of representation ‘Together’ (with 2 signatories out of 2) can now issue a debit card via DSK Direct
Menu Requests > New request ‘Attach Document’
You can attach a missing/expired ID card from here, or a document for legal activity (permission/license)
All details can be found here
Select one of the electronic signature options:
Take a look at DSK Direct main features:
- Open an additional current account in the following currency: BGN, EUR, USD, GBP, CHF – totally online (You can open 1 or 2 accounts at the same time in the same or different currency)
- Submit a request to close an account (to be approved by a bank employee)
- Issue/ reissue a debit card – completely online
- Issue a bank reference/certificate in Bulgarian or English language* – completely online
- Access to all company accounts with a single username and password
- Access to several companies through 1 profile (the so-called consolidated access)
- Reports displaying details about transactions for a selected account and time period
- Depositors’ List – creating a list with employees (acts as a letter of attorney) who can deposit funds to a company account of your choice - completely online
- Ordering various payments, using already saved templates and beneficiaries; following each transfer status;
- Packet (mass) payments and salary payments by uploading a wide range of file formats (MT101, MT100, MT103, XML, CSV, etc.)
- Payments between own accounts at DSK Bank, intrabank and interbank payments in BGN and foreign currency;
- Mass file payments – salaries, suppliers and to the state budget;
- Currency exchange (including at an agreed rate for transactions over EUR 5,000)
- Following the balance, credit and debit operations on all your accounts, utility payments made and the status of sent transfers
- Приложимите от Банка ДСК текущи валутни курсове за основните валути, с които Банката работи
- POS reports – daily, weekly and monthly reports for your POS transactions for a chosen time period and all POS devices*
- The menu Loans provides information such as fees due, overdue fees, and other details, including the possibility of loan repayment completely online.
- Submitting a loan utilization request, a new loan application (request), loan renewal request as well as issuing or amending bank guarantees (menu Requests > New Request)
- Filling in and submitting mandatory legal documents, such as Tax and Social Security Declaration, Political Exposure Declaration and Declaration of Beneficial Owner
- Filling in and submitting KYC Questionnaire and Information bulletin – completely online.
- Utility payments for registered bills
- Requesting SMS notification about morning balance, utility payments, incomes, ordered transfers/withdrawals from an account.
Log into DSK Direct or sign up in order to manage users’ rights online:
- change a user mobile phone number and/or email address;
- change a user method of signing (electronic signatures);
- change the company limits;
- remove a user/users.
*Assigning rights (specific rights) to users who are not legal representatives of the company is done by filling in the relevant form in a bank office.
You can read more about the specific rights and what features (online request) are included in them HEREUser Guides:
Sign up for DSK Direct online banking:
If you wish to get access to DSK Direct please visit a convenient Bank office and sign an agreement, declaration to create your user name and password and an application form for access (see below) to define the rights each user will have to the company account(s).
If you already use DSK Direct, you can change the rights/access to some of your employees (users) by visiting a convenient branch and filling in an application for change of access (see below).
The documents can also be signed using QES (Qualified Electronic Signature).
How much does it cost?
Fees are applicable pursuant to the DSK Bank tariff for business clients
Documents
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DSK Direct User Rights Guide
PDF file
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User guide DSK Direct - business clients
PDF file
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Application Form for consolidation of accesses / Termination of consolidated access of DSK Direct users - Business clients
PDF file
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Declaration related to Agreement for access to DSK Bank AD’s electronic channels
PDF file
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Application form Change of access to DSK Direct
PDF file
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Application form Access to DSK Direct
PDF file
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Agreement for access to DSK Bank AD electronic channels
PDF file
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Request for access DSK Direct flexible rights - access
XLSX file
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DSK Direct Manual for FX Transactions
PDF file
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General conditions for using the services available through the electronic channels DSK Direct of DSK Bank for business clients in force from 18.06.2021.
PDF file
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Request for Access to DSK Direct with Flexible Rights
XLSX file
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Request Regarding Limits for Payment Transactions with DSK Direct for Business Clients
PDF file
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Declaration for withdrawal of a power of attorney for electronic banking through DSK Direct for business clients
PDF file
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Request for unification of user accesses in internet banking DSK Direct for Business Clients
PDF file
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Request for Access Changes to DSK Direct - Business Clients
PDF file
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Request for Access to DSK Direct
PDF file
DSK Direct releases:
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New functionalities in DSK Direct for business clients, August 2023
PDF file
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New functionalities in DSK Direct for business clients, April-May 2023
PDF file
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New functionalities in DSK Direct for business clients, February 2023
PDF file
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New functionalities in DSK Direct for business clients, December 2023
PDF file
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New functionalities in DSK Direct for business clients, September 2023
PDF file
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New functionalities in DSK Direct for business clients, August 2023
PDF file
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New functionalities in DSK Direct for business clients, April 2023
PDF file
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New functionalities in DSK Direct for business clients, December 2023
PDF file
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New functionalities in DSK Direct for business clients, November 2023
PDF file
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New functionalities in DSK Direct for business clients, October 2023
PDF file
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New functionalities in DSK Direct for business clients, September 2023
PDF file
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New functionalities in DSK Direct for business clients, July 2023
PDF file
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New functionalities in DSK Direct for business clients, March 2023
PDF file
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New functionalities in DSK Direct for business clients, January 2023
PDF file
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New functionalities in DSK Direct for business clients, October 2023
PDF file
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